$400K · 1 bed Condo Apartment · City Centre, Mississauga

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About this home

RARE & DESIRABLE ***Garden Villa*** TOP FLOOR SUITE WITH THE SAME LEVEL ENTRANCE DIRECTLY FROM PARKING &LOCKER! ***No stairs, no elevator to get home*** An Exceptional Opportunity in the Heart of Mississauga**Nestled just minutes from SquareOne, beautifully maintained ***KING SIZE BEDROOM***, 1-bathroom suite offers approximately 604 sq. ft. of thoughtfully designed livingspace. Private Garden Villa wing at 4090 Living Arts Drive, features an open-concept layout with **Soaring 10ft ceilings** &…

Property details

MLS#

W12982960

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Property features: Arts Centre, Hospital, Library, Public Transit, Rec./Commun.Centre, School

Condo corp #: 771
Balcony: Open
Locker: Exclusive
Association amenities: Concierge, Exercise Room, Gym, Guest Suites, Indoor Pool, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: Confederation Pkwy. & Burnhamthorpe
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Separate Hydro Meter
Parking features: None

Level	Room	Dimensions
Main	Kitchen	2.89m × 3.19m
Main	Living Room	3.19m × 3.35m
Main	Dining Room	2.3m × 3.19m
Main	Primary Bedroom	2.66m × 5.04m

Level

Room

Dimensions

Main

Kitchen

2.89m × 3.19m

Main

Living Room

3.19m × 3.35m

Main

Dining Room

2.3m × 3.19m

Main

Primary Bedroom

2.66m × 5.04m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,657 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,890/mo

incl. closing costs (yr 1)

Annual total

$46,681

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,542/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$221/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,205/yr

Property taxes15% $7,131/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $3,999/yr

Condo fees14% $6,686/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,657	$221/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$6,686	$557/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,681	$3,890/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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