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$850K · 3 bed Condo Apartment · South Parkdale, Toronto | MyPropertyScout

$850,000

Unit 815

81 DOM

3281d

Map

⚡ Insider Deal

DOM 81

↓ $49,900Price Reduced

$850,000

DOM81days

Unit 815

XO Condos · 270 Dufferin Street · Toronto · Ontario M6K 0H8

MLS® W12981008 · South Parkdale · M6K 0H8

32TenantOccupied900-999 ft²Condo Apartment1-car Underground81d$895/ft²$4,902 tax/yrNew build

Neighbourhood Range

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About this home

Rare true 3-bedroom corner suite at XO Condos with 941 sq ft of interior living space plus a 228 sq ft open balcony. Thoughtfully designed split-bedroom layout with 2 full bathrooms, including a 4-piece ensuite in the primary. All 3 bedrooms are proper rooms with windows, giving real flexibility for families, guests, or a dedicated work-from-home setup. Southwest exposure fills the unit with natural light, while the west-facing bedroom enjoys sunset and King Street views. Features include quartz…

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Property details

MLS#: W12981008
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 900-999
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit, Library, Park, School

Building name: XO Condos
Condo corp #: 3005
Balcony: Open
Locker: Owned
Association amenities: Concierge, Gym, Party Room/Meeting Room, Game Room, Visitor Parking, Exercise Room
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Brick
Fronting on: —
Cross street: King and Dufferin
Basement: None
Stories: 8
Utilities: —
Laundry: Ensuite
Interior: ERV/HRV
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	3.48m × 6.53m
Main	Dining Room	3.48m × 6.53m
Main	Kitchen	3.48m × 6.53m
Main	Primary Bedroom	2.8m × 3.3m
Main	Bedroom 2	2.72m × 3.2m
Main	Bedroom 3	2.64m × 3m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® W12981008

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$850K

Unit 815 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $850,000✓ $4,902 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,237/mo

incl. closing costs (yr 1)

Annual total

$86,843

year 1

Mortgage only

$3,225/mo

principal + interest

Beyond mortgage

$2,431/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$170,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$408/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$74/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $38,696/yr

Property taxes21% $18,377/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $8,500/yr

Condo fees12% $10,611/yr

Closing costs6% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,696	$3,225/mo
Government & taxes
Property tax	$4,902	$408/mo
Land transfer tax(closing)	$13,475	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,500	$708/mo
Condo fees
Condo / HOA fees	$10,611	$884/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$86,843	$7,237/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 815

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs