$699K · 3 bed Att/Row/Townhouse · Heart Lake East, Brampton

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About this home

Stunning 4-bed, 3-wash corner freehold (freehold, no fees), built 2017. 1 garage + 2 driveway parking, 1,810 sq ft bright living space, granite kitchen counters, stainless-steel appliances, 2nd-floor laundry. 450 sq ft unfinished basement ready for your vision.Prime location near parks, shopping, transit & essentials: Minutes to Brampton Civic Hospital? Quick access to Hwy 410, Close to major bus routes, Near Bramalea City Centre, walk to neighbourhood parks. Nearby schools: Earnscliffe Senior…

Property details

MLS#

W12961862

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1500-2000

Style

3-Storey

Type

Att/Row/Townhouse

Year built

—

Roof: Shingles
Foundation: Concrete

Garage: 1-car Built-In
Garage spaces: 1
Parking: 3 total
Lot: 18 × 77.32
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick · Porch
Fronting on: West
Cross street: Heartlake street / Bovaird rd
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	4.12m × 3.62m
Main	Powder Room	1m × 1.95m
Second	Family Room	5.22m × 6.06m
Second	Kitchen	3.44m × 3.78m
Second	Dining Room	3.14m × 3.14m
Second	Laundry	0.98m × 2.13m
Third	Primary Bedroom	3.05m × 4.57m
Third	Bedroom 2	2.86m × 3.87m
Third	Bedroom 3	2.72m × 3.87m
Third	Bathroom	1.55m × 2.46m
Third	Bathroom	1.53m × 2.46m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $5,799 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,525/mo

incl. closing costs (yr 1)

Annual total

$66,295

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,543/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$483/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $31,821/yr

Property taxes25% $16,254/yr

Utilities7% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $6,990/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$5,799	$483/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$66,295	$5,525/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2 Shiff Crescent

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Property details

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Annual costs