$1.16M · 8 bed Triplex · 1035 - OM Old Milton, Milton

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About this home

*** Visit the REALTOR website for further information about this Listing *** Legal Triplex conveniently located within steps of downtown Milton! Nearby restaurants, shops, etc. Perfect location to live and receive potential income. Two 3-bedroom units above grade and one lower level 2-bedroom unit plus coin-operated laundry. Units A and C are currently leased. Unit B is vacant. Unit B and C are newly renovated with new windows, kitchen, bathroom, appliances etc. Many upgrades to the building in…

Property details

MLS#

W12958506

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Triplex

Year built

—

Roof: Asphalt Shingle
Foundation: Block, Concrete
Other structures: Garden Shed

View: Creek/Stream

Garage: None
Garage spaces: 0
Parking: 12 total
Lot: 61 × 167
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: West
Cross street: Commercial Street and Pine Street
Basement: Full, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Separate Heating Controls, Sump Pump, Water Heater
Parking features: Available

Rooms

Level	Room	Dimensions
Main	Primary Bedroom	3.04m × 3.56m
Main	Bedroom 2	2.77m × 3m
Main	Bedroom 3	2.92m × 2.54m
Main	Living Room	3.96m × 3.22m
Main	Kitchen	2.77m × 2.82m
Second	Primary Bedroom	3.07m × 3.53m
Second	Bedroom 2	2.74m × 3m
Second	Bedroom 3	2.92m × 2.49m
Second	Living Room	3.94m × 3.28m
Second	Kitchen	2.74m × 2.77m
Basement	Primary Bedroom	2.87m × 4.57m
Basement	Bedroom 2	2.62m × 3.12m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,160,000✓ $4,939 tax✓ Electric✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,399/mo

incl. closing costs (yr 1)

Annual total

$100,792

year 1

Mortgage only

$4,401/mo

principal + interest

Beyond mortgage

$1,901/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$232,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$412/mo

Utilities

Hydro / electricity$293/mo

≈ $0.13/ft² × ~2,250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$19,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $52,808/yr

Property taxes24% $24,614/yr

Utilities5% $5,070/yr

Insurance & security2% $1,600/yr

Maintenance12% $11,600/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$52,808	$4,401/mo
Government & taxes
Property tax	$4,939	$412/mo
Land transfer tax(closing)	$19,675	$1,640/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,510	$293/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,600	$967/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$100,792	$8,399/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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55 Commercial Street

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Property details

Rooms

Sales History

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Annual costs