$859K · 3+3 bed Detached · Northwood Park, Brampton

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About this home

Beautiful detached bungalow situated on a huge lot in one of Brampton's most desirable locations! This property features 3 spacious bedrooms on the main floor along with an attached garage. The fully finished basement making it an excellent opportunity for investors or homeowners looking for additional cash flow. Recent upgrades include a brand-new metal roof (just 2 weeks old) and a new A/C installed in 2023, providing peace of mind for years to come. Perfect for investors seeking positive cash…

Property details

MLS#

W12952300

Status

Buy Now

Beds

3+3

Baths

3 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Metal
Foundation: Concrete, Concrete Block

Garage: 1-car Attached
Garage spaces: 1
Parking: 5 total
Lot: 50.5 × 92.85
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Concrete
Fronting on: West
Cross street: Mclaughlin and Flowertown
Basement: Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor
Parking features: Available

Level	Room	Dimensions
Main	Living Room	5.38m × 5.38m
Main	Kitchen	3.2m × 3.86m
Main	Primary Bedroom	3.17m × 3.78m
Main	Bedroom 2	2.89m × 3.17m
Main	Bedroom 3	2.44m × 3.02m
Main	Bathroom	2.13m × 2.62m
Basement	Bedroom 5	2.5m × 3m
Basement	Bedroom	2.5m × 2.75m

Level

Room

Dimensions

Main

Living Room

5.38m × 5.38m

Main

Kitchen

3.2m × 3.86m

Main

Primary Bedroom

3.17m × 3.78m

Main

Bedroom 2

2.89m × 3.17m

Main

Bedroom 3

2.44m × 3.02m

Main

Bathroom

2.13m × 2.62m

Basement

Bedroom 5

2.5m × 3m

Basement

Bedroom

2.5m × 2.75m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $859,000✓ $5,787 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,499/mo

incl. closing costs (yr 1)

Annual total

$77,989

year 1

Mortgage only

$3,259/mo

principal + interest

Beyond mortgage

$1,644/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$171,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$482/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,655

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $39,105/yr

Property taxes25% $19,442/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,590/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$39,105	$3,259/mo
Government & taxes
Property tax	$5,787	$482/mo
Land transfer tax(closing)	$13,655	$1,138/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,590	$716/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,989	$6,499/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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28 Cumbrian Court

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Annual costs