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$2M · 4+1 bed Detached · 1020 - WO West, Oakville | MyPropertyScout

$1,999,000

2212 Urwin Crescent

4+15OwnerOccupied

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↓ $180,000PoolPrice Reduced

$1,999,000

DOM84days

2212 Urwin Crescent

Oakville · Ontario L6L 2T2

MLS® W12951654 · 1020 - WO West · L6L 2T2

4+15OwnerOccupied2000-2500 ft²Detached2-car DetachedPool84d$888/ft²Lot 77.3 x 78.6 ft$8,956 tax/yrBuilt 195175 yrs old

84 days on market

About this home

Recently reimagined for modern family living, this West Oakville residence blends refined architectural design with a resort-style backyard retreat, all just minutes from the lake. Offering 4+1 bedrooms, 4.5 bathrooms, and a finished lower level, the home delivers a seamless balance of style, comfort, and functionality. The main level is defined by engineered hardwood flooring, expansive floor-to-ceiling windows, and open-concept principal rooms designed for everyday living and entertaining. The…

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Property details

MLS#: W12951654
Status: Buy Now
Beds: 4+1
Baths: 5 full, 0 half
Size: 2000-2500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block
Property features: Park, Public Transit, School, Lake/Pond, Marina, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Living Room, Natural Gas

Garage: 2-car Detached
Garage spaces: 2
Parking: 3 total
Lot: 77.26 × 78.63
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Board & Batten · Porch, Patio, Landscaped
Fronting on: South
Cross street: Third Line AND Bridge Road
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Auto Garage Door Remote, Central Vacuum
Parking features: Private Double, Inside Entry

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	6.15m × 5.44m
Main	Dining Room	6.12m × 1.85m
Main	Kitchen	6.12m × 2.39m
Main	Mud Room	1.37m × 3.07m
Main	Bathroom	1.37m × 1.52m
Second	Primary Bedroom	3.99m × 4.57m
Second	Bathroom	3.15m × 2.87m
Second	Bedroom 2	3.96m × 3.63m
Second	Bathroom	1.88m × 2.82m
Second	Bedroom 3	3.84m × 3.35m
Second	Bedroom 4	3.05m × 3.38m
Second	Bathroom	1.52m × 3.15m
Second	Laundry	—
Lower	Recreation	5.92m × 5.79m
Lower	Bedroom 5	3.1m × 3.48m
Lower	Bathroom	2.72m × 1.57m
Lower	Utility Room	1.47m × 3.73m
Lower	Cold Room/Cantina	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE REAL ESTATE SERVICES LTD.

Source: TRREB/PROPTX · MLS® W12951654

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$2M

2212 Urwin Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,999,000✓ $8,956 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$14,005/mo

incl. closing costs (yr 1)

Annual total

$168,054

year 1

Mortgage only

$7,584/mo

principal + interest

Beyond mortgage

$2,925/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$399,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$746/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $91,003/yr

Property taxes27% $45,411/yr

Utilities3% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,990/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$91,003	$7,584/mo
Government & taxes
Property tax	$8,956	$746/mo
Land transfer tax(closing)	$36,455	$3,038/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,990	$1,666/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$168,054	$14,005/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2212 Urwin Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs