$590K · 1+1 bed Condo Apartment · Uptown, Burlington

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About this home

Welcome To The Ironstone In Burlington's Uptown Core - A Well-Managed, Geothermal Building Known For Its Strong Amenities And Efficient Living. Residents Enjoy 24/7 Concierge, Fitness Centre, Yoga Studio, Rooftop Terrace With BBQs, Party Room & Ample Visitor Parking. Condo Fees Cover The Majority Of Utilities - With Only Hydro And Internet Extra - Offering Simplified, Predictable Monthly Costs. A Defining Feature Of This Unit Is The Two Side-By-Side Underground Parking Spaces - A Rare Offering W…

Property details

MLS#

W12948864

Status

Buy Now

Beds

1+1

Baths

2 full, 0 half

Size

800-899

Style

2-Storey

Type

Condo Apartment

Year built

—

Fireplace features: Electric

Condo corp #: 625
Balcony: Terrace
Locker: None
Association amenities: Concierge, Exercise Room, Gym, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: CAC Included, Common Elements Included, Heat Included, Building Insurance Included, Parking Included, Water Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Appleby Line/Upper Middle Rd
Basement: None
Stories: 2
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: None

Level	Room	Dimensions
Main	Kitchen	3.39m × 2.69m
Main	Living Room	2.74m × 5.66m
Main	Dining Room	2.18m × 2.74m
Main	Den	1.83m × 2.74m
Second	Primary Bedroom	3.78m × 4.7m

Level

Room

Dimensions

Main

Kitchen

3.39m × 2.69m

Main

Living Room

2.74m × 5.66m

Main

Dining Room

2.18m × 2.74m

Main

Den

1.83m × 2.74m

Second

Primary Bedroom

3.78m × 4.7m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $589,900✓ $3,391 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,429/mo

incl. closing costs (yr 1)

Annual total

$65,150

year 1

Mortgage only

$2,238/mo

principal + interest

Beyond mortgage

$2,044/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$117,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $26,855/yr

Property taxes18% $11,664/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,899/yr

Condo fees15% $10,072/yr

Closing costs8% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,855	$2,238/mo
Government & taxes
Property tax	$3,391	$283/mo
Land transfer tax(closing)	$8,273	$689/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,899	$492/mo
Condo fees
Condo / HOA fees	$10,072	$839/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,150	$5,429/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs