$1.20M · 5+5 bed Detached · Campbellville, Milton

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About this home

Fantastic opportunity to own a spacious bungalow in a prime country setting! Offering over4,500 sq. ft. of finished living space, this home features five generously sized bedrooms and three full washrooms on the main floor, plus five additional bedrooms and two full washrooms in the fully finished basement. Enjoy the warmth and character of large brick wood-burning fireplaces, ready to be restored to their original charm. Situated just minutes from the city and major highways, and close to Halto…

Property details

MLS#

W12947034

Status

Buy Now

Beds

5+5

Baths

5 full, 0 half

Size

2000-2500

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Property features: Arts Centre, Beach, Campground, Fenced Yard, Greenbelt/Conservation, Hospital

View: Park/Greenbelt

Garage: 1-car Attached
Garage spaces: 1
Parking: 11 total
Lot: 125 × 133.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Brick Front, Brick
Fronting on: North
Cross street: Tremaine & Campbellville
Basement: Apartment, Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Accessory Apartment
Parking features: Private Double

Rooms

Level	Room	Dimensions
Ground	Family Room	4.29m × 4.57m
Ground	Living Room	4.54m × 5.18m
Ground	Kitchen	3.96m × 4.57m
Ground	Bedroom 5	3.38m × 4.3m
Ground	Bedroom 4	3.35m × 4.45m
Ground	Bedroom 3	4.51m × 3.35m
Ground	Bedroom 2	3.65m × 3.35m
Ground	Primary Bedroom	3.35m × 4.05m
Basement	Bedroom	3.74m × 5.02m
Basement	Bedroom 2	3.87m × 4.54m
Basement	Bedroom 3	4.48m × 4.87m
Basement	Bedroom 4	3.44m × 3.65m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,199,000✓ $5,632 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,693/mo

incl. closing costs (yr 1)

Annual total

$104,310

year 1

Mortgage only

$4,549/mo

principal + interest

Beyond mortgage

$1,981/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$469/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $54,584/yr

Property taxes25% $26,087/yr

Utilities5% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $11,990/yr

Closing costs5% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,584	$4,549/mo
Government & taxes
Property tax	$5,632	$469/mo
Land transfer tax(closing)	$20,455	$1,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,990	$999/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$104,310	$8,693/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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5459 Campbellville Road

About this home

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Property details

Rooms

Sales History

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Annual costs