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$950K · 2 bed Condo Apartment · Georgetown, Halton Hills | MyPropertyScout

$950,000

Unit 208

23Vacant

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$950,000

A●●●○○

Unit 208

42 MILL Street · Halton Hills · Ontario L7E 0P9

MLS® W12946004 · Georgetown · L7E 0P9

23Vacant1200-1399 ft²Condo Apartment1-car Underground$731/ft²$5,159 tax/yrBuilt 20233 yrs old

8% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

$10,000 bonus to buyer for closing costs on closing. Stunning 2-bedroom, 3-bathroom condo in the heart of Georgetown! This elegant home offers hardwood floors throughout, built-in appliances, and soaring ceilings that create a bright, open feel. The stylish décor and thoughtfully designed layout make it perfect for modern living. Step outside to a large private balcony, ideal for entertaining or relaxing with your morning coffee. Located just steps from shops, restaurants, and all that Georgetow…

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Property details

MLS#: W12946004
Status: Buy Now
Beds: 2
Baths: 3 full, 0 half
Size: 1200-1399
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 784
Balcony: Open
Locker: None
Association amenities: Bike Storage, Community BBQ, Elevator, Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: GUELPH/MILL STREET
Basement: Apartment
Stories: 2
Utilities: —
Laundry: Ensuite
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: Underground

Rooms

Level	Room	Dimensions
Main	Living Room	4.32m × 7.62m
Main	Dining Room	4.32m × 7.62m
Main	Kitchen	3.01m × 4.6m
Main	Primary Bedroom	3.38m × 3.99m
Main	Bedroom 2	2.77m × 4.17m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® W12946004

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$950K

Unit 208 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $950,000✓ $5,159 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$8,058/mo

incl. closing costs (yr 1)

Annual total

$96,693

year 1

Mortgage only

$3,604/mo

principal + interest

Beyond mortgage

$2,706/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$190,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$430/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$88/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $43,248/yr

Property taxes21% $20,634/yr

Utilities4% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $9,500/yr

Condo fees13% $12,651/yr

Closing costs5% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$43,248	$3,604/mo
Government & taxes
Property tax	$5,159	$430/mo
Land transfer tax(closing)	$15,475	$1,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,500	$792/mo
Condo fees
Condo / HOA fees	$12,651	$1,054/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$96,693	$8,058/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 208

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs