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$679K · 2 bed Condo Apartment · South Parkdale, Toronto | MyPropertyScout

$679,000

Unit 915

22Vacant

Map

$679,000

F●●●○○

Unit 915

285 Dufferin Street · Toronto · Ontario M6K 0J2

MLS® W12945890 · South Parkdale · M6K 0J2

22Vacant600-699 ft²Condo Apartment1-car Underground$1,045/ft²$0 tax/yrNew build

19% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Brand new never lived in. Experience urban sophistication in this bright and spacious 2-bedroom, 2-bathroom condo at XO2 Condos - where modern design meets unbeatable convenience. Offering a functional, open-concept layout with a clear and sunny south-facing view, this suite is filled with natural light all day long. Enjoy seamless indoor-outdoor living with a private balcony, perfect for your morning coffee or evening unwind overlooking the city.The sleek kitchen features integrated stainless s…

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Property details

MLS#: W12945890
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Condo corp #: 3122
Balcony: Terrace
Locker: Owned
Fees include: Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Dufferin/King St W
Basement: None
Stories: 9
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE, MY INVESTMENT BROKERS

Source: TRREB/PROPTX · MLS® W12945890

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$679K

Unit 915 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $679,000✓ $0 tax✓ Electric✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,486/mo

incl. closing costs (yr 1)

Annual total

$65,837

year 1

Mortgage only

$2,576/mo

principal + interest

Beyond mortgage

$1,614/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$135,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~650 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,790/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $30,911/yr

Property taxes15% $10,055/yr

Utilities4% $2,460/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,790/yr

Condo fees14% $8,921/yr

Closing costs8% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$30,911	$2,576/mo
Government & taxes
Land transfer tax(closing)	$10,055	$838/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,790	$566/mo
Condo fees
Condo / HOA fees	$8,921	$743/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$65,837	$5,486/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 915

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs