$2M · 3+2 bed Detached · 1049 - Rural Halton Hills, Halton Hills

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About this home

Enjoy rural living with convenient access to essential amenities in "Prestige Industrial Area" This home features 3+2 bedrooms and 3 bathrooms, and is situated on an 0.939 acre Lot , just north of Steeles Avenue in Halton Hills. The location close to Toronto Premium Outlets, major highways, and a short drive to Milton or Georgetown . Positioned within a rural residential area and surrounded by commercial/ industrial developments, the property presents a unique blend of country setting and urba…

Property details

MLS#

W12942370

Status

Buy Now

Beds

3+2

Baths

3 full, 0 half

Size

1100-1500

Style

Bungalow

Type

Detached

Year built

—

Roof: Shingles
Foundation: Other

Garage: None
Garage spaces: 0
Parking: 10 total
Lot: 125 × 328.24
Heating: Forced Air
Heating fuel: Propane
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding
Fronting on: West
Cross street: Trafalgar & Steeles
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Living Room	—
Main	Breakfast	—
Main	Kitchen	—
Main	Primary Bedroom	—
Main	Bedroom 2	—
Main	Bedroom 3	—
Basement	Bedroom	—
Basement	Bedroom	—

Level

Room

Dimensions

Main

Living Room

—

Main

Breakfast

—

Main

Kitchen

—

Main

Primary Bedroom

—

Main

Bedroom 2

—

Main

Bedroom 3

—

Basement

Bedroom

—

Basement

Bedroom

—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,999,913✓ $6,749 tax✓ Propane✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$13,760/mo

incl. closing costs (yr 1)

Annual total

$165,118

year 1

Mortgage only

$7,587/mo

principal + interest

Beyond mortgage

$2,675/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$399,983

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$562/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Propane$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$19,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$36,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $91,045/yr

Property taxes26% $43,222/yr

Utilities3% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance12% $19,999/yr

Closing costs3% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$91,045	$7,587/mo
Government & taxes
Property tax	$6,749	$562/mo
Land transfer tax(closing)	$36,473	$3,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Propane	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$19,999	$1,667/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$165,118	$13,760/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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8182 Hornby Road

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Annual costs