$4.70M · 4+1 bed Detached · Lorne Park, Mississauga

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About this home

Your castle awaits in Lorne Park, one of Mississauga's most prestigious lakeside communities, celebrated for its mature tree-lined streets, oversized lots, top-rated schools & seamless access to Toronto via the QEW & Clarkson GO. This extraordinary Medieval-inspired residence offers 4 bedrooms & 6 bathrooms, & an incredibly finished walk-up basement on a rare 79.25 x 274.83 ft lot, blending timeless Old-World architecture-steep rooflines, a striking stone turret, an arched entry & a stained-glas…

Property details

MLS#

W12941424

Status

Buy Now

Beds

4+1

Baths

6 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Unknown
Property features: Fenced Yard, Lake/Pond, Park, Public Transit, School

Fireplaces: 3
Fireplace features: Family Room, Living Room, Natural Gas, Wood, Rec Room

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 79.25 × 274.83
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: Yes
Waterfront: No
Exterior: Brick, Stone · Built-In-BBQ, Hot Tub, Lawn Sprinkler System, Patio, Porch
Fronting on: East
Cross street: Lorne Park Rd & Garden Rd
Basement: Finished with Walk-Out, Full, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Central Vacuum
Parking features: Inside Entry, Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.47m × 5.77m
Main	Dining Room	4.37m × 4.47m
Main	Kitchen	4.09m × 5.31m
Main	Breakfast	4.17m × 4.62m
Main	Family Room	5.36m × 6.02m
Main	Office	3.73m × 4.24m
Second	Primary Bedroom	5.61m × 6.73m
Second	Bedroom 2	3.76m × 5.16m
Second	Bedroom 3	4.27m × 5.05m
Second	Bedroom 4	4.5m × 5.21m
Basement	Recreation	6.2m × 6.35m
Basement	Other	2.57m × 2.82m
Basement	Media Room	7.65m × 8.66m
Basement	Kitchen	2.44m × 3.76m
Basement	Bedroom	3.53m × 6.78m
Basement	Other	2.39m × 5.33m
Basement	Other	4.75m × 4.85m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $4,696,000✓ $27,646 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$33,799/mo

incl. closing costs (yr 1)

Annual total

$405,593

year 1

Mortgage only

$17,815/mo

principal + interest

Beyond mortgage

$6,870/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$939,200

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,304/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$46,960/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$103,875

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $213,782/yr

Property taxes32% $131,521/yr

Utilities2% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $46,960/yr

Closing costs1% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$213,782	$17,815/mo
Government & taxes
Property tax	$27,646	$2,304/mo
Land transfer tax(closing)	$103,875	$8,656/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$46,960	$3,913/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$405,593	$33,799/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1165 Garden Road

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Property details

Rooms

Sales History

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Annual costs