$929K · 4 bed Condo Townhouse · Central Erin Mills, Mississauga

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About this home

Welcome home to this rarely offered, beautifully upgraded townhouse in the highly sought-after Central Erin Mills community. This spacious 4-bedroom, 2.5-bathroom home with a finished basement is truly move-in ready and designed for comfortable family living.Unbeatable location Backing directly onto parkland, this home offers privacy and scenic views. It's within walking distance to top-rated schools including John Fraser Secondary School, Thomas Street Middle School, and Middlebury Public Schoo…

Property details

MLS#

W12939272

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

1600-1799

Style

2-Storey

Type

Condo Townhouse

Year built

—

Property features: Hospital, Library, Park, Place Of Worship, School, Public Transit

Fireplace features: Electric

View: Garden

Condo corp #: 704
Balcony: None
Locker: Ensuite
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Thomas/Erin Mills
Basement: Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.06m × 6.35m
Main	Kitchen	2.48m × 2.88m
Main	Dining Room	2.48m × 2.71m
Second	Primary Bedroom	3.59m × 4.13m
Second	Bedroom 2	3.38m × 3.85m
Second	Bedroom 3	2.73m × 2.95m
Second	Bedroom 4	2.77m × 3.01m
Basement	Recreation	3.03m × 7.1m

Level

Room

Dimensions

Main

Living Room

3.06m × 6.35m

Main

Kitchen

2.48m × 2.88m

Main

Dining Room

2.48m × 2.71m

Second

Primary Bedroom

3.59m × 4.13m

Second

Bedroom 2

3.38m × 3.85m

Second

Bedroom 3

2.73m × 2.95m

Second

Bedroom 4

2.77m × 3.01m

Basement

Recreation

3.03m × 7.1m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $928,888✓ $5,459 tax✓ Gas✓ 1600-1799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,271/mo

incl. closing costs (yr 1)

Annual total

$87,248

year 1

Mortgage only

$3,524/mo

principal + interest

Beyond mortgage

$2,034/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$185,778

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$455/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,700 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,289/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$31/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$15,053

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $42,287/yr

Property taxes24% $20,512/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,289/yr

Condo fees5% $4,500/yr

Closing costs6% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$42,287	$3,524/mo
Government & taxes
Property tax	$5,459	$455/mo
Land transfer tax(closing)	$15,053	$1,254/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,289	$774/mo
Condo fees
Condo / HOA fees	$4,500	$375/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,248	$7,271/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2665 Thomas

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Annual costs