$2.75M · 4+1 bed Detached · Mineola, Mississauga

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About this home

***Prestigious Mineola Neighbourhood-Stunning Property***This Custom Luxury Residence offers approx. 5000 Sq Ft of Living Space where Modern Architectural Design blends Elegance, Functionality, and Luxury. Solid Stucco & Stone Exterior. Grand 19 Ft Foyer with a Striking White Oak Staircase and Glass Railings, leads to Elegant and Spacious Living & Dining with Pot Lights and Sleek Gas Fireplace.10 t Ceiling on Main Fl & 9 ft Ceiling on 2nd Fl. At the Heart of the Home is a Gorgeous Chef's Kitchen…

Property details

MLS#

W12931328

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Electric Car Charger, Fenced Yard, Park, Public Transit, School

Fireplaces: 2
Fireplace features: Family Room, Natural Gas

Garage: 2-car Built-In
Garage spaces: 2
Parking: 8 total
Lot: 50 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stucco (Plaster), Stone · Landscaped, Patio
Fronting on: South
Cross street: Mineola Gdns and Atwater Ave
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Air Exchanger, Auto Garage Door Remote, Carpet Free, In-Law Capability, Sump Pump, Storage, Upgraded Insulation, Ventilation System, Water Heater, Water Meter
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.8m × 4.05m
Main	Dining Room	3.1m × 3.8m
Main	Kitchen	5m × 6.65m
Main	Family Room	5.2m × 5.5m
Main	Foyer	2m × 7.3m
Second	Primary Bedroom	5.53m × 8.27m
Second	Bedroom 2	4.4m × 4.9m
Second	Bedroom 3	3.9m × 4.45m
Second	Bedroom 4	3.65m × 3.95m
Second	Bathroom	3.6m × 3.95m
Basement	Recreation	4.8m × 10.9m
Basement	Exercise Room	3.6m × 5.37m
Basement	Office	3.4m × 3.65m
Basement	Bathroom	1.88m × 3.33m
Basement	Cold Room/Cantina	1.8m × 2.3m
Basement	Laundry	2.2m × 3.65m
Basement	Den	1.9m × 2.25m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,750,000✓ $18,310 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$19,893/mo

incl. closing costs (yr 1)

Annual total

$238,717

year 1

Mortgage only

$10,433/mo

principal + interest

Beyond mortgage

$4,400/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$550,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,526/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$27,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$55,225

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $125,192/yr

Property taxes31% $73,535/yr

Utilities2% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $27,500/yr

Closing costs2% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$125,192	$10,433/mo
Government & taxes
Property tax	$18,310	$1,526/mo
Land transfer tax(closing)	$55,225	$4,602/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$27,500	$2,292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$238,717	$19,893/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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402 Niar Avenue

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Annual costs