$1.85M · 4 bed Detached · 1035 - OM Old Milton, Milton

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About this home

THIS. IS. LUXURY. Welcome to this Impeccably Restored Victorian home (circa 1905), where timeless charm meets elegance and modern comfort. From the moment you arrive, the home's striking curb appeal draws you in-featuring a welcoming front porch and beautifully landscaped perennial gardens, all set among Milton's loveliest century homes. Inside, soaring 10-foot ceilings and exquisite craftsmanship set the tone. Gleaming hardwood, crown moulding and deep baseboards and trim create a warm, refined…

Property details

MLS#

W12930774

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

2000-2500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete, Stone
Property features: Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Fireplace features: Wood

Garage: 2-car Detached
Garage spaces: 2
Parking: 8 total
Lot: 66 × 132
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stone · Deck, Landscaped, Porch
Fronting on: North
Cross street: Mill Street and Elizabeth Street
Basement: Separate Entrance, Full, Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private Triple

Rooms

Level	Room	Dimensions
Main	Kitchen	3.42m × 3.7m
Main	Solarium	3.42m × 3.7m
Main	Family Room	5.46m × 3.75m
Main	Dining Room	4.59m × 4.54m
Main	Den	4.26m × 4.52m
Main	Foyer	2.89m × 3.53m
Second	Primary Bedroom	5.41m × 3.7m
Second	Bedroom 2	4.14m × 2.84m
Second	Bedroom 3	3.04m × 4.31m
Second	Bedroom 4	3.04m × 3.86m
Third	Utility Room	4.85m × 6.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,849,000✓ $5,576 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,779/mo

incl. closing costs (yr 1)

Annual total

$153,345

year 1

Mortgage only

$7,015/mo

principal + interest

Beyond mortgage

$2,518/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$369,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$465/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$18,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$33,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)55% $84,174/yr

Property taxes25% $39,031/yr

Utilities3% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance12% $18,490/yr

Closing costs3% $5,100/yr

Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$84,174	$7,015/mo
Government & taxes
Property tax	$5,576	$465/mo
Land transfer tax(closing)	$33,455	$2,788/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$18,490	$1,541/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$153,345	$12,779/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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71 Mill Street

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Property details

Rooms

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Annual costs