Loading neighbourhood intel…

$900K · 4 bed Detached · Downtown Brampton, Brampton | MyPropertyScout

$899,999

104 Elgin Drive

44TenantOccupied

Map

$899,999

C●●●○○

104 Elgin Drive

Brampton · Ontario L6Y 2E8

MLS® W12928652 · Downtown Brampton · L6Y 2E8

44TenantOccupied1500-2000 ft²Detached2-car Built-In$514/ft²Lot 55 x 94.9 ft$6,500 tax/yrBuilt 198541 yrs old

3% above market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Stunning Duplex with Legal Secondary Suite in Prime Brampton Location Step into this well-kept 4-bedroom, 3-bathroom home, thoughtfully designed for comfortable family living and effortless entertaining. This move-in-ready property features a practical, welcoming layout with upgraded hardwood flooring throughout and a completely carpet-free interior for a clean, modern feel. Enjoy elegant finishes including pot lighting throughout, crown moulding, and granite countertops in the kitchen and all b…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: W12928652
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 1500-2000
Style: 2-Storey
Type: Detached
Year built: —

Lot features: Irregular Lot
Lot dimensions: 55 × 94.93

Roof: Shingles
Foundation: Concrete
Property features: Park, Place Of Worship, Rec./Commun.Centre, School

Garage: 2-car Built-In
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Aluminum Siding, Brick
Fronting on: North
Cross street: Elgin And Mcmurchy
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	3.35m × 4.96m
Main	Dining Room	3.21m × 3.35m
Main	Kitchen	2.83m × 4.99m
Main	Family Room	3.59m × 4.99m
Main	Laundry	1.86m × 2.83m
Second	Primary Bedroom	4.2m × 5.52m
Second	Bedroom 2	3.47m × 4.75m
Second	Bedroom 3	3.47m × 4.54m
Second	Bedroom 4	2.77m × 3.53m
Basement	Recreation	3.51m × 3.84m
Basement	Game Room	4.47m × 5.79m
Basement	Den	2.74m × 3.24m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KING REALTY INC.

Source: TRREB/PROPTX · MLS® W12928652

Do you own a home in Brampton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$900K

104 Elgin Drive · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $899,999✓ $6,500 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,848/mo

incl. closing costs (yr 1)

Annual total

$82,177

year 1

Mortgage only

$3,414/mo

principal + interest

Beyond mortgage

$1,769/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$180,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$542/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $40,972/yr

Property taxes26% $20,975/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,000/yr

Closing costs6% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,972	$3,414/mo
Government & taxes
Property tax	$6,500	$542/mo
Land transfer tax(closing)	$14,475	$1,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,000	$750/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$82,177	$6,848/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

104 Elgin Drive

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs