$595K · 3 bed Condo Townhouse · Brampton West, Brampton

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About this home

Welcome to 138 Spadina Road a bright and spacious three-bedroom, two-bathroom condo townhouse situated in the highly desirable Brampton West neighborhood. This family-friendly community offers convenient access to schools, parks, shopping centers, and public transit. Private deck in the backyard accessed from the kitchen walk-out. Move in and enjoy!

Property details

MLS#

W12927922

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1200-1399

Style

2-Storey

Type

Condo Townhouse

Year built

—

Condo corp #: 629
Balcony: None
Locker: None
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Royal Orchard & Bovaird
Basement: Partially Finished
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Kitchen	4.23m × 3.97m
Upper	Living Room	4.23m × 6.05m
Upper	Dining Room	4.23m × 6.05m
Second	Primary Bedroom	3.13m × 3.56m
Second	Bedroom	2.46m × 4.57m
Second	Bedroom	2.78m × 3.03m
Ground	Den	2.82m × 3.96m

Level

Room

Dimensions

Main

Kitchen

4.23m × 3.97m

Upper

Living Room

4.23m × 6.05m

Upper

Dining Room

4.23m × 6.05m

Second

Primary Bedroom

3.13m × 3.56m

Second

Bedroom

2.46m × 4.57m

Second

Bedroom

2.78m × 3.03m

Ground

Den

2.82m × 3.96m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $594,900✓ $3,854 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,832/mo

incl. closing costs (yr 1)

Annual total

$57,982

year 1

Mortgage only

$2,257/mo

principal + interest

Beyond mortgage

$1,419/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$118,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$321/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,949/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$14/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,373

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $27,082/yr

Property taxes21% $12,227/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,949/yr

Condo fees4% $2,064/yr

Closing costs9% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,082	$2,257/mo
Government & taxes
Property tax	$3,854	$321/mo
Land transfer tax(closing)	$8,373	$698/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,949	$496/mo
Condo fees
Condo / HOA fees	$2,064	$172/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,982	$4,832/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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138 Spadina Road

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Annual costs