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$450K · 1 bed Condo Apartment · 1002 - CO Central, Oakville | MyPropertyScout

$450,000

Unit 602

11Vacant

Map

$450,000

DOM67days

Unit 602

65 Speers Road · Oakville · Ontario L6K 0J1

MLS® W12926752 · 1002 - CO Central · L6K 0J1

11Vacant500-599 ft²Condo ApartmentNone67d$819/ft²$2,053 tax/yr

Neighbourhood Range

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About this home

Welcome to Rain Condos by Empire, ideally situated in the charming and highly sought-after Kerr Village of Oakville. This bright and spacious 1-bedroom residence features a modern open-concept layout, highlighted by a sleek kitchen with stainless steel appliances and contemporary finishes. Floor-to-ceiling windows flood the space with natural light and seamlessly connect to an oversized balcony-perfect for relaxing or entertaining. Enjoy resort-style living with an exceptional collection of amen…

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Property details

MLS#: W12926752
Status: Conditionally Sold
Beds: 1
Baths: 1 full, 0 half
Size: 500-599
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit, School

Condo corp #: 658
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Kerr & Speers
Basement: None
Stories: 6
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	3.52m × 3.49m
Main	Kitchen	2m × 3.32m
Main	Primary Bedroom	3.01m × 3.2m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: PSR

Source: TRREB/PROPTX · MLS® W12926752

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$450K

Unit 602 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $450,000✓ $2,053 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,104/mo

incl. closing costs (yr 1)

Annual total

$49,246

year 1

Mortgage only

$1,707/mo

principal + interest

Beyond mortgage

$1,482/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$90,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$171/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,486/yr

Property taxes15% $7,528/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,500/yr

Condo fees12% $6,072/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,486	$1,707/mo
Government & taxes
Property tax	$2,053	$171/mo
Land transfer tax(closing)	$5,475	$456/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,500	$375/mo
Condo fees
Condo / HOA fees	$6,072	$506/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,246	$4,104/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 602

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs