$1.80M · 5+3 bed Detached · 1036 - SC Scott, Milton

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About this home

**Fully Upgraded, Executive** Luxurious Living Space, 5 Bdrm Home Located In Prime Milton Overlooking The Stunning Niagara Escarpment, Apx. 3,425 Sq.ft. Of Luxurious Living Space., Prof Landscaped Front & Back W/Stamped Concrete Driveway, Walkway & Backyard Patio, Parking For 6 Cars. Fully Upgraded 9 Ft Ceilings Main Flr, Mahogany Hands Crapped Hdwd Flrs, Stairs W/Wrought Iron Spindles. Servery In Dining Room. Upgraded Kitchen With New Countertop, W/Marble Backsplash S/S Appls, Built In Oven, B…

Property details

MLS#

W12922878

Status

Buy Now

Beds

5+3

Baths

6 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 48.88 × 100.07
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: N/A
Basement: Apartment, Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Built-In Oven, Carpet Free, Central Vacuum
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	3.66m × 3.95m
Main	Dining Room	4.4m × 4.49m
Main	Kitchen	3.97m × 4m
Main	Breakfast	2.89m × 3.97m
Main	Den	3.06m × 3.1m
Main	Den	3.06m × 3.1m
Second	Primary Bedroom	3.81m × 7.42m
Third	Bedroom 2	3.36m × 3.66m
Second	Bedroom 3	3.66m × 3.99m
Second	Bedroom 4	3.68m × 4.35m
Second	Bedroom 5	3.2m × 5.68m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,799,786✓ $6,608 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,625/mo

incl. closing costs (yr 1)

Annual total

$151,501

year 1

Mortgage only

$6,828/mo

principal + interest

Beyond mortgage

$2,633/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$359,957

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$551/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$17,998/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$32,471

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $81,934/yr

Property taxes26% $39,079/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $17,998/yr

Closing costs3% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$81,934	$6,828/mo
Government & taxes
Property tax	$6,608	$551/mo
Land transfer tax(closing)	$32,471	$2,706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$17,998	$1,500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$151,501	$12,625/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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191 Rowe Terrace

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Property details

Rooms

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Annual costs