$345K · 1 bed Condo Apartment · Cooksville, Mississauga

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About this home

This stylish 1-bedroom, 1-bathroom condo features a bright, open-concept layout perfect for modern living. The renovated kitchen boasts $20,000 in upgraded finishes, while in-suite laundry with new appliances adds convenience. Laminate flooring throughout keeps maintenance low while giving a fresh, contemporary feel. Enjoy exclusive underground parking and a private locker, with condo fees covering heating, hydro, water and building insurance. Amenities include an exercise room, recreation/party…

Property details

MLS#

W12919906

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Condo corp #: 395
Balcony: None
Locker: Exclusive
Association amenities: Recreation Room, Visitor Parking, Exercise Room
Fees include: Heat Included, Hydro Included, Water Included, Parking Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete, Stucco (Plaster)
Fronting on: —
Cross street: Hurontario
Basement: None
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Living Room	5.87m × 2.72m
Main	Kitchen	3.96m × 2.34m
Main	Primary Bedroom	4.85m × 3.33m
Main	Bathroom	2.26m × 1.6m

Level

Room

Dimensions

Main

Living Room

5.87m × 2.72m

Main

Kitchen

3.96m × 2.34m

Main

Primary Bedroom

4.85m × 3.33m

Main

Bathroom

2.26m × 1.6m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $345,000✓ $1,562 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,580/mo

incl. closing costs (yr 1)

Annual total

$42,960

year 1

Mortgage only

$1,309/mo

principal + interest

Beyond mortgage

$1,509/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$130/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,650

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $15,706/yr

Property taxes12% $5,212/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $3,450/yr

Condo fees18% $7,932/yr

Closing costs12% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,706	$1,309/mo
Government & taxes
Property tax	$1,562	$130/mo
Land transfer tax(closing)	$3,650	$304/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,450	$288/mo
Condo fees
Condo / HOA fees	$7,932	$661/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$42,960	$3,580/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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