$435K · 2+1 bed Condo Apartment · Streetsville, Mississauga

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About this home

Feel right at home in this bright and inviting 2+1 bedroom, 2 bathroom corner suite in the heart of Streetsville. Offering over 1,000 sq. ft. of thoughtfully designed living space, this move-in-ready condo is ready for your final touches. The kitchen is both functional and welcoming, featuring stainless steel appliances, a centre island, and a layout that stays connected to the main living area. Updated laminate flooring (2024) enhances the open-concept living and dining space, complete with a c…

Property details

MLS#

W12914614

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

1000-1199

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Condo corp #: 643
Balcony: Open
Locker: None
Fees include: Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Queen St S/Main St
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Underground

Level	Room	Dimensions
Flat	Kitchen	3.133m × 3.554m
Flat	Living Room	5.364m × 5.268m
Flat	Dining Room	5.364m × 5.268m
Flat	Primary Bedroom	3.279m × 5.347m
Flat	Bedroom 2	2.437m × 3.248m
Flat	Den	2.136m × 3.263m

Level

Room

Dimensions

Flat

Kitchen

3.133m × 3.554m

Flat

Living Room

5.364m × 5.268m

Flat

Dining Room

5.364m × 5.268m

Flat

Primary Bedroom

3.279m × 5.347m

Flat

Bedroom 2

2.437m × 3.248m

Flat

Den

2.136m × 3.263m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $435,000✓ $2,864 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,710/mo

incl. closing costs (yr 1)

Annual total

$56,514

year 1

Mortgage only

$1,650/mo

principal + interest

Beyond mortgage

$2,170/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$87,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$239/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,350/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$95/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $19,803/yr

Property taxes14% $8,039/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,350/yr

Condo fees24% $13,662/yr

Closing costs9% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,803	$1,650/mo
Government & taxes
Property tax	$2,864	$239/mo
Land transfer tax(closing)	$5,175	$431/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,350	$363/mo
Condo fees
Condo / HOA fees	$13,662	$1,139/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,514	$4,710/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs