$1.20M · 2 bed Condo Apartment · 1005 - FA Falgarwood, Oakville

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About this home

An exceptional opportunity to own a luxurious one-floor condominium in the prestigious North Morrison House, an exclusive low-rise boutique building with only 15 units. Built by the renowned Dawn Victoria Homes, this three-story residence boasts impressive curb appeal and is nestled within a serene, protected forest and valley, offering unparalleled privacy and tranquility. This rare and highly sought-after unit spans 1,920 square feet and features a thoughtfully designed open-concept layout ide…

Property details

MLS#

W12910488

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

1800-1999

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—

Roof: Flat
Property features: Hospital, Park, Public Transit, Ravine, School

Fireplace features: Living Room

View: Forest, Trees/Woods, Valley

Building name: The North Morrison House
Condo corp #: 499
Balcony: Juliette
Locker: Owned
Association amenities: Elevator, Party Room/Meeting Room, Visitor Parking
Fees include: Water Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Stone · Controlled Entry, Landscaped
Fronting on: —
Cross street: Trafalgar / Upper Middle Rd E
Basement: None
Stories: 3
Utilities: —
Laundry: Ensuite
Interior: Auto Garage Door Remote, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater
Parking features: Private

Level	Room	Dimensions
Main	Foyer	2.47m × 3.81m
Main	Living Room	3.96m × 5.48m
Main	Dining Room	3.35m × 2.22m
Main	Kitchen	3.35m × 4.81m
Main	Primary Bedroom	5.77m × 5.48m
Main	Bedroom 2	3.65m × 3.81m
Main	Den	4.08m × 4.05m
Main	Laundry	2.52m × 2.46m

Level

Room

Dimensions

Main

Foyer

2.47m × 3.81m

Main

Living Room

3.96m × 5.48m

Main

Dining Room

3.35m × 2.22m

Main

Kitchen

3.35m × 4.81m

Main

Primary Bedroom

5.77m × 5.48m

Main

Bedroom 2

3.65m × 3.81m

Main

Den

4.08m × 4.05m

Main

Laundry

2.52m × 2.46m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,199,000✓ $6,676 tax✓ Gas✓ 1800-1999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,023/mo

incl. closing costs (yr 1)

Annual total

$120,276

year 1

Mortgage only

$4,549/mo

principal + interest

Beyond mortgage

$3,311/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$239,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$556/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$11,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$110/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$20,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $54,584/yr

Property taxes23% $27,131/yr

Utilities3% $3,960/yr

Insurance & security1% $1,600/yr

Maintenance10% $11,990/yr

Condo fees13% $15,912/yr

Closing costs4% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$54,584	$4,549/mo
Government & taxes
Property tax	$6,676	$556/mo
Land transfer tax(closing)	$20,455	$1,705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$11,990	$999/mo
Condo fees
Condo / HOA fees	$15,912	$1,326/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$120,276	$10,023/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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