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$1.30M · 4+2 bed Detached · Credit Valley, Brampton | MyPropertyScout

$1,299,900

23 Personna Circle

4+25OwnerOccupied

Map

$1,299,900

A●●●○○

23 Personna Circle

Brampton · Ontario L6X 0P1

MLS® W12906696 · Credit Valley · L6X 0P1

4+25OwnerOccupied2500-3000 ft²Detached2-car Built-In$473/ft²Lot 35.9 x 105.5 ft$6,753 tax/yrBuilt 201511 yrs old

7% below market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Welcome to 23 Personna Circle, proudly situated in the prestigious Estates of Credit Valley, on a cul de sac location. one of Brampton's most sought-after neighbourhoods. This stunning, fully upgraded residence offers exceptional craftsmanship, thoughtful design, and a legal finished basement with a separate entrance. Double-door entry leads into a bright, elegant main floor featuring 9 ft ceilings, hardwood floors, pot lights, and separate living and family rooms, ideal for both entertaining…

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Property details

MLS#: W12906696
Status: Buy Now
Beds: 4+2
Baths: 5 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Concrete

Garage: 2-car Built-In
Garage spaces: 2
Parking: 6 total
Lot: 35.93 × 105.52
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Mississauga Rd/ William Pkwy
Basement: Separate Entrance, Apartment
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite
Parking features: Private

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® W12906696

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$1.30M

23 Personna Circle · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,299,900✓ $6,753 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,456/mo

incl. closing costs (yr 1)

Annual total

$113,472

year 1

Mortgage only

$4,931/mo

principal + interest

Beyond mortgage

$2,194/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$259,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$563/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$22,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $59,177/yr

Property taxes26% $29,226/yr

Utilities5% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,999/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$59,177	$4,931/mo
Government & taxes
Property tax	$6,753	$563/mo
Land transfer tax(closing)	$22,473	$1,873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,999	$1,083/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$113,472	$9,456/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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23 Personna Circle

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs