$1.80M · 4+2 bed Detached · East Credit, Mississauga

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About this home

Prime location home for sale. Equidistant to Erin Mills Town Centre and Square One. Close to Adonis, Indian stores, Tim Hortons, Schools, Park and so much more. Bus stand walking distance as also the GO station. Great neighbourhood. Corner lot with front yard, and 2 side yards. Huge family room equivalent to a living room. Great frontage on Rosemanor Dr

Property details

MLS#

W12899934

Status

Conditionally Sold

Beds

4+2

Baths

4 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete Block
Property features: Clear View, Fenced Yard, Hospital, Public Transit, School, Park

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 83.79 × 101.84
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: Eglinton/Creditview
Basement: Apartment, Finished, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Carpet Free, In-Law Suite
Parking features: Front Yard Parking

Rooms

Level	Room	Dimensions
Ground	Living Room	12.99m × 17.32m
Ground	Dining Room	12.99m × 14.01m
Ground	Family Room	12.01m × 20.01m
Ground	Kitchen	12.01m × 24.02m
Ground	Den	12.01m × 14.5m
Second	Primary Bedroom	13.16m × 21m
Second	Bedroom 2	14.01m × 14.99m
Second	Bedroom 3	11.81m × 14.99m
Second	Bedroom 4	11.61m × 12.01m
Basement	Bedroom	11.61m × 12.17m
Basement	Bedroom 2	16.21m × 18.1m
Basement	Living Room	16.99m × 20.34m
Basement	Kitchen	33.14m × 53.12m
Basement	Recreation	53.15m × 62.01m
Basement	Bathroom	6.01m × 12.01m
Ground	Laundry	21.01m × 31.82m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,799,999✓ $9,915 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$12,902/mo

incl. closing costs (yr 1)

Annual total

$154,824

year 1

Mortgage only

$6,829/mo

principal + interest

Beyond mortgage

$2,909/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$360,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$826/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$18,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$32,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $81,944/yr

Property taxes27% $42,390/yr

Utilities4% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $18,000/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$81,944	$6,829/mo
Government & taxes
Property tax	$9,915	$826/mo
Land transfer tax(closing)	$32,475	$2,706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$18,000	$1,500/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$154,824	$12,902/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1474 Rosemanor Drive

About this home

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Property details

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Rooms

Sales History

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Annual costs