$490K · 1 bed Condo Apartment · 1007 - GA Glen Abbey, Oakville

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About this home

Discover Exceptional Value In This Beautifully Maintained 1-Bedroom Condo, Perfectly Situated In The Sought-After Glen Abbey Community! The Bright, Open-Concept Layout Features Luxury Vinyl Plank Flooring Throughout, Seamlessly Connecting The Kitchen, Dining, And Living Areas. French Doors Lead To A Private Balcony Overlooking A Peaceful Courtyard, An Ideal Spot To Relax Or Fire Up The BBQ. Enjoy The Convenience Of In-Suite Laundry, Ample Visitor Parking, And Premium Amenities, Including A Newly…

Property details

MLS#

W12892168

Status

Buy Now

Beds

Baths

1 full, 0 half

Size

600-699

Style

Apartment

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Concrete

Fireplaces: 0

Condo corp #: 427
Balcony: Open
Locker: Ensuite+Common
Fees include: Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Upper Mall Rd W & Third Line
Basement: None
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: Underground

Level	Room	Dimensions
Flat	Living Room	3.63m × 5.52m
Flat	Dining Room	2.09m × 3.38m
Flat	Kitchen	2.41m × 2.87m
Flat	Primary Bedroom	3.32m × 3.38m

Level

Room

Dimensions

Flat

Living Room

3.63m × 5.52m

Flat

Dining Room

2.09m × 3.38m

Flat

Kitchen

2.41m × 2.87m

Flat

Primary Bedroom

3.32m × 3.38m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,999✓ $1,920 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,317/mo

incl. closing costs (yr 1)

Annual total

$51,801

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,477/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$98,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$160/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $22,307/yr

Property taxes16% $8,195/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,900/yr

Condo fees11% $5,739/yr

Closing costs10% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,307	$1,859/mo
Government & taxes
Property tax	$1,920	$160/mo
Land transfer tax(closing)	$6,275	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,900	$408/mo
Condo fees
Condo / HOA fees	$5,739	$478/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,801	$4,317/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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