$598K · 2 bed Condo Townhouse · Erin Mills, Mississauga

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About this home

Spacious and modern 2-bedroom, 3-bathroom stacked townhouse located in one of Mississauga's most desirable communities, offering approximately 988 sq. ft. of well-designed living space.This bright east-facing unit enjoys peaceful tree-lined views and features a large privaterooftop terrace equipped with a gas line for BBQ, electrical outlet, and water hoseconnection, making it perfect for outdoor entertaining and relaxation.The home comes complete with fridge, stove, washer, and dryer, and inclu…

Property details

MLS#

W12881880

Status

Buy Now

Beds

Baths

3 full, 0 half

Size

900-999

Style

2-Storey

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle
Foundation: Brick

Fireplace features: Rec Room

Condo corp #: 1095
Balcony: None
Locker: Ensuite+Owned
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Ridgeway/Dundas
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Water Heater
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.4m × 4.06m
Main	Kitchen	2.9m × 2.44m
Second	Primary Bedroom	3.3m × 2.82m
Second	Bedroom	3.07m × 2.64m

Level

Room

Dimensions

Main

Living Room

3.4m × 4.06m

Main

Kitchen

2.9m × 2.44m

Second

Primary Bedroom

3.3m × 2.82m

Second

Bedroom

3.07m × 2.64m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $598,000✓ $4,104 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,098/mo

incl. closing costs (yr 1)

Annual total

$61,179

year 1

Mortgage only

$2,269/mo

principal + interest

Beyond mortgage

$1,668/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$342/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $27,224/yr

Property taxes20% $12,539/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,980/yr

Condo fees8% $4,776/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,224	$2,269/mo
Government & taxes
Property tax	$4,104	$342/mo
Land transfer tax(closing)	$8,435	$703/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,980	$498/mo
Condo fees
Condo / HOA fees	$4,776	$398/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,179	$5,098/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs