$2.25M · 4+1 bed Detached · Credit Valley, Brampton

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About this home

This beautifully maintained home offers comfort, convenience, and plenty of potential for families or investors alike. Nestled on a quiet, family-friendly street, in a cul-de-sac, this property boasts a spacious layout with bright, open living areas and large windows that invite natural light throughout. This home is situated on a premium lot with over 6400 sq/ft of living space. The kitchen provides ample storage and a functional design and large pantry, perfect for everyday living. The servery…

Property details

MLS#

W12879646

Status

Buy Now

Beds

4+1

Baths

5 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Shingles
Foundation: Concrete
Property features: Cul de Sac/Dead End, Public Transit, Park, School

Fireplace features: Family Room, Living Room

Garage: 3-car Built-In
Garage spaces: 3
Parking: 8 total
Lot: 63.31 × 142.35
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick, Stucco (Plaster) · Deck
Fronting on: North
Cross street: Mississauga Rd & Queen St W
Basement: Finished with Walk-Out, Separate Entrance
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Built-In Oven, Countertop Range, ERV/HRV, Water Softener
Parking features: —

Rooms

Level	Room	Dimensions
Main	Living Room	3.65m × 5.25m
Main	Dining Room	3.96m × 5.51m
Main	Family Room	4.62m × 6.25m
Main	Kitchen	4.69m × 4.26m
Main	Breakfast	5.7m × 4.37m
Main	Office	3.25m × 3.45m
Second	Primary Bedroom	5.58m × 5.5m
Second	Bedroom 2	3.68m × 4.63m
Second	Bedroom 3	5.66m × 5.47m
Second	Bedroom 4	3.75m × 6.1m
Second	Library	3.18m × 1.66m
Basement	Recreation	11.82m × 15.7m
Basement	Bedroom	3.94m × 5.03m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,249,900✓ $14,048 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$16,252/mo

incl. closing costs (yr 1)

Annual total

$195,025

year 1

Mortgage only

$8,535/mo

principal + interest

Beyond mortgage

$3,698/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$449,980

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,171/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$22,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$42,723

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $102,425/yr

Property taxes29% $56,771/yr

Utilities3% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance12% $22,499/yr

Closing costs3% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$102,425	$8,535/mo
Government & taxes
Property tax	$14,048	$1,171/mo
Land transfer tax(closing)	$42,723	$3,560/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$22,499	$1,875/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$195,025	$16,252/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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10 Calstock Place

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Property details

Rooms

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Annual costs