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$485K · 1+1 bed Condo Apartment · 1015 - RO River Oaks, Oakville | MyPropertyScout

$485,000

Unit 446

1+11TenantOccupied

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⚡ Insider Deal

↓ $10,000Price Reduced

$485,000

A●●○○○DOM105days

Unit 446

2485 Taunton Road · Oakville · Ontario L6H 3R9

MLS® W12878358 · 1015 - RO River Oaks · L6H 3R9

1+11TenantOccupied600-699 ft²Condo Apartment1-car Underground105d$747/ft²$2,300 tax/yr

15% below market · regional est. · 105 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Gorgeous Beautiful Condo features1 Bedroom plus Den. Over 625 Sq. ft. including balcony, Located in Oak & Co at the intersection of Trafalgar Road and Dundas Street East, this residence is surrounded by cafes, restaurants, schools, parks, and more. . It is offering an excellent location near Sheridan College, the new Oakville Trafalgar Memorial Hospital, and just a minute's walk from the Uptown Bus Terminal. It provides quick access to Highway 407 and 403, Oakville GO station, grocery stores, an…

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Property details

MLS#: W12878358
Status: Buy Now
Beds: 1+1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Condo Apartment
Year built: —

Property features: Public Transit

View: Clear

Condo corp #: 2535
Balcony: Open
Locker: Owned
Association amenities: Exercise Room, Outdoor Pool, Rooftop Deck/Garden, Visitor Parking, Concierge
Fees include: Heat Included, Building Insurance Included, CAC Included, Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Trafalgar / Dundas
Basement: None
Stories: 4
Utilities: —
Laundry: Ensuite
Interior: Storage Area Lockers
Parking features: Mutual

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: KINGSWAY REAL ESTATE

Source: TRREB/PROPTX · MLS® W12878358

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$485K

Unit 446 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $485,000✓ $2,300 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,348/mo

incl. closing costs (yr 1)

Annual total

$52,172

year 1

Mortgage only

$1,840/mo

principal + interest

Beyond mortgage

$1,535/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,850/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$42/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,175

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,079/yr

Property taxes16% $8,475/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,850/yr

Condo fees12% $6,108/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,079	$1,840/mo
Government & taxes
Property tax	$2,300	$192/mo
Land transfer tax(closing)	$6,175	$515/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,850	$404/mo
Condo fees
Condo / HOA fees	$6,108	$509/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,172	$4,348/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 446

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs