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$3.66M · 3+1 bed Detached · 1011 - MO Morrison, Oakville | MyPropertyScout

$3,660,000

1310 Duncan Road

3+15OwnerOccupied

Map

$3,660,000

F●●●○○DOM105days

1310 Duncan Road

Oakville · Ontario L6J 2P8

MLS® W12876980 · 1011 - MO Morrison · L6J 2P8

3+15OwnerOccupied3000-3500 ft²Detached2-car Attached105d$1,126/ft²Lot 75 x 150 ft< .50 ac$14,481 tax/yr

13% above market · 105 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Spectacular fully renovated residence taken down to the studs, offering a thoughtfully redesigned floor plan with timeless elegance and modern functionality. Set on a premium 75 x 150 south-facing lot, just steps to Oakville's top-rated schools. Striking exterior features new stucco, natural stone accents, oversized windows, and exceptional curb appeal. The open-concept interior boasts a grand living and dining area with soaring 13-ft ceilings and a wood-burning fireplace, flowing seamlessly int…

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Property details

MLS#: W12876980
Status: Buy Now
Beds: 3+1
Baths: 5 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 75 × 150
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster)
Fronting on: South
Cross street: Drummond/Duncan
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum
Parking features: Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Dining Room	4.52m × 5.49m
Main	Kitchen	4.72m × 4.8m
Main	Breakfast	2.26m × 4.27m
Main	Family Room	3.66m × 4.11m
Main	Sunroom	3.4m × 4.27m
Second	Primary Bedroom	4.72m × 4.83m
Second	Bedroom 2	3.61m × 3.81m
Second	Bedroom 3	3.2m × 3.91m
Basement	Bedroom 4	4.15m × 4.12m
Basement	Recreation	8.69m × 8.38m
Basement	Exercise Room	2.5m × 2.4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: THE AGENCY

Source: TRREB/PROPTX · MLS® W12876980

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$3.66M

1310 Duncan Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,660,000✓ $14,481 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$25,680/mo

incl. closing costs (yr 1)

Annual total

$308,165

year 1

Mortgage only

$13,885/mo

principal + interest

Beyond mortgage

$4,839/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$732,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,207/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$36,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$77,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $166,619/yr

Property taxes30% $92,456/yr

Utilities2% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $36,600/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$166,619	$13,885/mo
Government & taxes
Property tax	$14,481	$1,207/mo
Land transfer tax(closing)	$77,975	$6,498/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$36,600	$3,050/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$308,165	$25,680/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1310 Duncan Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs