$4.59M · 4+2 bed Detached · 1011 - MO Morrison, Oakville

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About this home

Beautifully built and impeccably finished, this custom residence offers more than 6,700 square feet of living space in one of Oakville's most sought-after neighbourhoods. Stone construction, a solid wood entry door, heated garage floors, and timeless architectural detailing set the tone for the quality found throughout the home. Inside, the foyer features heated marble tile, plaster crown mouldings, poplar baseboards, and sightlines that lead into bright, open spaces. A dramatic dining room anch…

Property details

MLS#

W12867114

Status

Buy Now

Beds

4+2

Baths

6 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle, Flat
Foundation: Poured Concrete
Property features: Level, Park, School

Fireplaces: 4
Fireplace features: Natural Gas

Garage: 2-car Attached
Garage spaces: 2
Parking: 6 total
Lot: 75.12 × 130.28
Heating: Radiant
Heating fuel: Other
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Built-In-BBQ, Patio
Fronting on: East
Cross street: Cornwall Road / Chartwell Road
Basement: Finished, Walk-Up, Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum, Carpet Free, In-Law Capability, Sauna
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Foyer	2.18m × 7.26m
Main	Kitchen	5.18m × 5.64m
Main	Living Room	4.27m × 4.55m
Main	Dining Room	4.57m × 5.64m
Main	Family Room	5.28m × 5.64m
Main	Office	3.68m × 4.29m
Main	Mud Room	1.32m × 4.29m
Second	Primary Bedroom	5.46m × 5.69m
Second	Bedroom 2	3.89m × 4.88m
Second	Bedroom 3	4.27m × 4.83m
Second	Bedroom 4	3.66m × 4.27m
Second	Laundry	2.44m × 4.5m
Basement	Recreation	4.95m × 14.71m
Basement	Bedroom	3.91m × 4.01m
Basement	Bedroom	3.89m × 3.99m
Basement	Media Room	3.66m × 8.53m
Basement	Exercise Room	2.82m × 3.66m
Basement	Utility Room	3.61m × 3.76m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $4,595,000✓ $21,323 tax✓ Other✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$32,595/mo

incl. closing costs (yr 1)

Annual total

$391,137

year 1

Mortgage only

$17,432/mo

principal + interest

Beyond mortgage

$6,259/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$919,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,777/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$45,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$101,350

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $209,184/yr

Property taxes31% $122,673/yr

Utilities2% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $45,950/yr

Closing costs1% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$209,184	$17,432/mo
Government & taxes
Property tax	$21,323	$1,777/mo
Land transfer tax(closing)	$101,350	$8,446/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$45,950	$3,829/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$391,137	$32,595/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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481 Chartwell Road

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Property details

Rooms

Sales History

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Annual costs