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$1.50M · 4+2 bed Detached · Hurontario, Mississauga | MyPropertyScout

$1,499,995

4322 Waterford Crescent

4+24OwnerOccupied

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↓ $25,005Price Reduced

$1,499,995

F●●●○○DOM110days

4322 Waterford Crescent

Mississauga · Ontario L5R 2B3

MLS® W12858522 · Hurontario · L5R 2B3

4+24OwnerOccupied2500-3000 ft²Detached2-car Attached110d$545/ft²Lot 28.8 x 129.7 ft$7,961 tax/yrBuilt 198541 yrs old

18% above market · 110 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

LEGAL BASEMENT APARTMENT! Property Highlights - Spacious Home with Legal Basement Apartment. This spacious, thoughtfully upgraded home offers exceptional versatility for multigenerational living, extended family, or investment potential. It features 4 bedrooms on the upper level, 2 bedrooms in the legal finished basement, and a main-floor den that can easily serve as an additional bedroom. Approximately 3,600 sq. ft. of total living space, including the basement and a large family room above the…

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Property details

MLS#: W12858522
Status: Buy Now
Beds: 4+2
Baths: 4 full, 0 half
Size: 2500-3000
Style: 2-Storey
Type: Detached
Year built: —

Roof: Metal
Foundation: Concrete
Property features: Fenced Yard, Park, Place Of Worship, School, Public Transit

Fireplaces: 1

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 28.84 × 129.69
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: MAVIS & EGLINTON AVE W
Basement: Apartment
Stories: —
Utilities: —
Laundry: —
Interior: Central Vacuum, In-Law Suite, Ventilation System, Auto Garage Door Remote, Water Softener, Water Purifier
Parking features: Private Triple

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	10.9m × 21.5m
Main	Office	10.8m × 8.4m
Main	Living Room	10.8m × 12m
Main	Dining Room	10.8m × 13.7m
Main	Breakfast	10.9m × 8.5m
Main	Kitchen	10.9m × 12.5m
Main	Laundry	10.8m × 6.5m
In Between	Family Room	17.9m × 19m
Upper	Primary Bedroom	16.3m × 16.2m
Upper	Bedroom 2	10.8m × 9.3m
Upper	Bedroom 3	10.8m × 11.1m
Upper	Bedroom 4	10.9m × 8.2m
Basement	Bedroom	10.8m × 14.5m
Basement	Bedroom 2	10.8m × 7.8m
Basement	Dining Room	10m × 11m
Basement	Kitchen	10.9m × 11.5m
Basement	Recreation	10.8m × 16.6m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX REAL ESTATE CENTRE INC.

Source: TRREB/PROPTX · MLS® W12858522

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$1.50M

4322 Waterford Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,499,995✓ $7,961 tax✓ Gas✓ 2500-3000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,816/mo

incl. closing costs (yr 1)

Annual total

$129,792

year 1

Mortgage only

$5,691/mo

principal + interest

Beyond mortgage

$2,461/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$299,999

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$663/mo

Utilities

Hydro / electricity$193/mo

≈ $0.07/ft² × ~2,750 ft² · ON avg ~$193/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$26,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $68,286/yr

Property taxes27% $34,436/yr

Utilities4% $5,370/yr

Insurance & security1% $1,600/yr

Maintenance12% $15,000/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$68,286	$5,691/mo
Government & taxes
Property tax	$7,961	$663/mo
Land transfer tax(closing)	$26,475	$2,206/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,310	$193/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,000	$1,250/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$129,792	$10,816/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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4322 Waterford Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs