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$1.32M · 4 bed Detached · Brant, Burlington | MyPropertyScout

$1,325,000

1286 Ontario Street

43TenantOccupied

Map

⚡ Insider Deal

↓ $274,000POSPrice ReducedFixer UpperPower of Sale

$1,325,000

D●●●○○DOM110days

1286 Ontario Street

Burlington · Ontario L7S 1E8

MLS® W12858000 · Brant · L7S 1E8

43TenantOccupied1100-1500 ft²DetachedNone110d$1,019/ft²Lot 44 x 160 ft$5,804 tax/yr

9% above market · 110 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Being sold under POWER OF SALE due to mortgage default. "As is, where is". Existing use: Home-Based Business with four rooms rented out. Holding zone designation in place by the City of Burlington to allow for land assembly for future development.

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Property details

MLS#: W12858000
Status: Buy Now
Beds: 4
Baths: 3 full, 0 half
Size: 1100-1500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Shingles
Foundation: Unknown

Garage: None
Garage spaces: 0
Parking: 4 total
Lot: 44 × 160
Heating: Baseboard
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Other
Fronting on: North
Cross street: Lakeshore Rd and Maple Ave
Basement: Unfinished
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® W12858000

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$1.32M

1286 Ontario Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,325,000✓ $5,804 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,433/mo

incl. closing costs (yr 1)

Annual total

$113,201

year 1

Mortgage only

$5,027/mo

principal + interest

Beyond mortgage

$2,034/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$265,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$484/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$22,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $60,320/yr

Property taxes25% $28,779/yr

Utilities4% $4,152/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,250/yr

Closing costs5% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$60,320	$5,027/mo
Government & taxes
Property tax	$5,804	$484/mo
Land transfer tax(closing)	$22,975	$1,915/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,250	$1,104/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$113,201	$9,433/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1286 Ontario Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs