$500K · 2 bed Condo Apartment · Central Erin Mills, Mississauga

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About this home

Your Chance To Own In The Miracle In Mississauga Building! This Bright And Spacious 2 Bedroom And 2 Washroom Ground Floor Suite. No Elevator Wait Times! Your Own Private Terrace With Direct Walk Out. Modern Eat In Kitchen, Walk Out From Living Room To Terrace. Can Bring Groceries From Parking Right To Your Terrace Entry Without Waiting For Elevator. Located Right Across The Street From Erin Mills Town Center. 13,000 Sqft Rec Centre With Indoor Pool, Theatre, Rooftop Terrace, Virtual Golf & Many…

Property details

MLS#

W12857872

Status

Buy Now

Beds

Baths

2 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Condo corp #: 943
Balcony: Terrace
Locker: Owned
Fees include: Building Insurance Included, Heat Included, Water Included, Parking Included, CAC Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Winston Churchill Blvd & Eglington Avenue W
Basement: None
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Central Vacuum
Parking features: —

Level	Room	Dimensions
Flat	Living Room	3.05m × 6.75m
Flat	Dining Room	3.05m × 6.75m
Flat	Kitchen	2.65m × 3m
Flat	Bedroom	3.05m × 4m
Flat	Bedroom 2	2.6m × 3.3m

Level

Room

Dimensions

Flat

Living Room

3.05m × 6.75m

Flat

Dining Room

3.05m × 6.75m

Flat

Kitchen

2.65m × 3m

Flat

Bedroom

3.05m × 4m

Flat

Bedroom 2

2.6m × 3.3m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,999✓ $3,784 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,891/mo

incl. closing costs (yr 1)

Annual total

$58,689

year 1

Mortgage only

$1,897/mo

principal + interest

Beyond mortgage

$1,996/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$100,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$315/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$70/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $22,762/yr

Property taxes17% $10,259/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,000/yr

Condo fees17% $10,008/yr

Closing costs9% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,762	$1,897/mo
Government & taxes
Property tax	$3,784	$315/mo
Land transfer tax(closing)	$6,475	$540/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,000	$417/mo
Condo fees
Condo / HOA fees	$10,008	$834/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,689	$4,891/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Annual costs