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$370K · 1 bed Co-op Apartment · Applewood, Mississauga | MyPropertyScout

$369,999

Unit 401

11OwnerOccupied

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⚡ Insider Deal

↓ $10,000Price Reduced

$369,999

DOM111days

Unit 401

1275 Silver Spear Road · Mississauga · Ontario L4Y 2W7

MLS® W12853372 · Applewood · L4Y 2W7

11OwnerOccupied600-699 ft²Co-op ApartmentNone111d$570/ft²$0 tax/yr

111 days on market

About this home

Bright, spacious and move-in ready 1-bedroom co-op in the heart of sought-after Applewood. Enjoy affordable, low-maintenance living with a monthly fee of $607.88 that includes utilities, property taxes, and cable, making budgeting simple and predictable.This well-maintained unit is located in a quiet, rarely available low-rise building surrounded by mature trees and a strong sense of community. The unit includes exclusive use of a parking space and storage locker. Inside, the bright layout featu…

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Property details

MLS#: W12853372
Status: Buy Now
Beds: 1
Baths: 1 full, 0 half
Size: 600-699
Style: Apartment
Type: Co-op Apartment
Year built: —

Property features: Clear View, Public Transit

Condo corp #: 0
Balcony: Open
Locker: Exclusive
Association amenities: Visitor Parking
Fees include: Heat Included, Hydro Included, Water Included, Cable TV Included, Common Elements Included, Parking Included, Condo Taxes Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Gas
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Burnhamthorpe and Dixie
Basement: None
Stories: 4
Utilities: —
Laundry: Shared, Common Area
Interior: Carpet Free
Parking features: Surface

Rooms

Room dimensions are not available for this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: WEST-100 METRO VIEW REALTY LTD.

Source: TRREB/PROPTX · MLS® W12853372

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$370K

Unit 401 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $369,999✓ $0 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,936/mo

incl. closing costs (yr 1)

Annual total

$35,229

year 1

Mortgage only

$1,404/mo

principal + interest

Beyond mortgage

$738/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$74,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$0/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,700/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,025

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $16,844/yr

Property taxes11% $4,025/yr

Utilities11% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance11% $3,700/yr

Closing costs14% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,844	$1,404/mo
Government & taxes
Land transfer tax(closing)	$4,025	$335/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,700	$308/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$35,229	$2,936/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 401

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs