$3.80M · 4+1 bed Detached · Lakeview, Mississauga

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About this home

Welcome to 2186 Harcourt Crescent, an architectural triumph in the heart of Lakeview. Completed in 2023, this residence offers 5700 sqft of impeccably curated living across three beautifully finished levels. This 4+1 bedroom, 5.5 bath home is a masterclass in craftsmanship and innovation. A dramatic 44-inch custom mahogany front door opens to a grand foyer with large-format porcelain tile and soaring 10-foot ceilings. The main and upper levels feature wide-plank white oak floors, while premium p…

Property details

MLS#

W12851210

Status

Buy Now

Beds

4+1

Baths

6 full, 0 half

Size

3500-5000

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Fence - Full, Garden Shed
Property features: Park, Rec./Commun.Centre, School, Golf, Place Of Worship, Ravine

Garage: 2-car Built-In
Garage spaces: 2
Parking: 7 total
Lot: 63 × 125
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: Yes
Waterfront: No
Exterior: Stone, Brick · Built-In-BBQ, Landscaped, Lawn Sprinkler System, Lighting, Patio, Porch
Fronting on: West
Cross street: Queensway E & Cawthra Rd
Basement: Finished with Walk-Out
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Bar Fridge, Built-In Oven, Carpet Free, Countertop Range, In-Law Suite, Sewage Pump, Storage, Sump Pump, Upgraded Insulation
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	7.15m × 4.69m
Main	Breakfast	4.8m × 4.14m
Main	Dining Room	3.26m × 4.75m
Main	Living Room	4.59m × 5.59m
Main	Office	3.14m × 4.59m
Main	Mud Room	3.27m × 2.31m
In Between	Laundry	2.22m × 3.27m
Second	Primary Bedroom	4.69m × 3.97m
Second	Bedroom 2	5.07m × 3.68m
Second	Bedroom 3	3.87m × 5.09m
Second	Bedroom 4	3.93m × 5.06m
Basement	Bedroom 5	4.46m × 5.35m
Basement	Family Room	4.44m × 7.27m
Basement	Recreation	10.03m × 8.23m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $3,800,000✓ $24,006 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$27,484/mo

incl. closing costs (yr 1)

Annual total

$329,803

year 1

Mortgage only

$14,416/mo

principal + interest

Beyond mortgage

$5,820/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$760,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$2,001/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$38,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$81,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $172,992/yr

Property taxes32% $105,481/yr

Utilities2% $6,630/yr

Insurance & security0% $1,600/yr

Maintenance12% $38,000/yr

Closing costs2% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$172,992	$14,416/mo
Government & taxes
Property tax	$24,006	$2,001/mo
Land transfer tax(closing)	$81,475	$6,790/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$38,000	$3,167/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$329,803	$27,484/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2186 Harcourt Crescent

About this home

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Property details

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Rooms

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Annual costs