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$1.40M · 3 bed Detached · 1019 - WM Westmount, Oakville | MyPropertyScout

$1,399,900

2223 Lapsley Crescent

33OwnerOccupied

Map

$1,399,900

A●●○○○DOM118days

2223 Lapsley Crescent

Oakville · Ontario L6M 4V1

MLS® W12828560 · 1019 - WM Westmount · L6M 4V1

33OwnerOccupied1500-2000 ft²Detached2-car Attached118d$800/ft²Lot 48.2 x 80.4 ft$5,741 tax/yr

12% below market · regional est. · 118 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Mature quiet & friendly neighbourhood close to schools, offers comfort, functionality, and flexibility perfect for families seeking an adaptable living space. Bright open throughout - both upper and lower level with 9 ft ceilings. Open-concept living/dining area with afternoon sun, warmth of a gas fireplace on cool days on both levels. Large eat-in kitchen w/ island. Primary bedroom, bow window overlooking garden, sitting area, walk-in closet, and ensuite with skylight & soaker tub. Upper level…

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Property details

MLS#: W12828560
Status: Buy Now
Beds: 3
Baths: 3 full, 0 half
Size: 1500-2000
Style: Bungalow
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete Block

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 48.2 × 80.38
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: East
Cross street: Westoak Trail/ Calloway
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Central Vacuum, In-Law Capability, Primary Bedroom - Main Floor, Storage, Storage Area Lockers
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.22m × 2.38m
Main	Living Room	6.4m × 3.96m
Main	Dining Room	6.4m × 3.96m
Main	Kitchen	6.34m × 7.04m
Main	Primary Bedroom	3.38m × 5.18m
Main	Laundry	1.56m × 2.62m
Lower	Bedroom 2	3.35m × 3.69m
Lower	Bedroom 3	3.05m × 3.41m
Lower	Recreation	4.82m × 7.25m
Lower	Common Room	5.18m × 5.94m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX WEST REALTY INC.

Source: TRREB/PROPTX · MLS® W12828560

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$1.40M

2223 Lapsley Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,399,900✓ $5,741 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,931/mo

incl. closing costs (yr 1)

Annual total

$119,172

year 1

Mortgage only

$5,311/mo

principal + interest

Beyond mortgage

$2,123/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$279,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$478/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$13,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$24,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $63,729/yr

Property taxes25% $30,214/yr

Utilities4% $4,530/yr

Insurance & security1% $1,600/yr

Maintenance12% $13,999/yr

Closing costs4% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$63,729	$5,311/mo
Government & taxes
Property tax	$5,741	$478/mo
Land transfer tax(closing)	$24,473	$2,039/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$13,999	$1,167/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$119,172	$9,931/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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2223 Lapsley Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs