$2.70M · 4+2 bed Detached · 1020 - WO West, Oakville

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About this home

Luxury Living That Surpasses Expectations!This exceptional custom-built residence offers overall 4700 sq. ft. of beautifully finished living space, plus an abundance of storage area and privacy. If you're considering any other property, this is a must-see to compare for value, features, upgrades. Designed with both elegance and practical luxury, including a laundry room on each floor.This home stands out as a rare opportunity offering outstanding value in today's luxury market. Designed with hig…

Property details

MLS#

W12818918

Status

Buy Now

Beds

4+2

Baths

5 full, 0 half

Size

3000-3500

Style

2-Storey

Type

Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed
Property features: Level, Library, Public Transit, School, Park, Rec./Commun.Centre

Fireplaces: 3
Fireplace features: Natural Gas, Electric

Garage: 2-car Attached
Garage spaces: 2
Parking: 8 total
Lot: 56.84 × 119.42
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Deck, Landscaped, Lawn Sprinkler System, Patio, Porch, Privacy
Fronting on: North
Cross street: Fouth Ln & Pinegrove Rd
Basement: Finished, Finished with Walk-Out, Separate Entrance, Walk-Up
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, Built-In Oven, Carpet Free, Central Vacuum, Countertop Range, ERV/HRV, Bar Fridge, In-Law Capability, In-Law Suite, Storage, Sump Pump, Water Heater Owned
Parking features: Private, Private Double

Rooms

Level	Room	Dimensions
Main	Living Room	4.73m × 5.95m
Main	Dining Room	3.99m × 2.74m
Main	Kitchen	4.94m × 5.95m
Main	Office	3.99m × 2.77m
Second	Primary Bedroom	7.05m × 4.35m
Second	Bedroom 2	5.83m × 4.43m
Second	Bedroom 3	3.45m × 3.52m
Second	Bedroom 4	4.81m × 3.15m
Basement	Bedroom	3.99m × 5.38m
Basement	Bedroom	4.67m × 2.98m
Basement	Recreation	4.67m × 8.34m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,699,000✓ $10,642 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$18,912/mo

incl. closing costs (yr 1)

Annual total

$226,942

year 1

Mortgage only

$10,239/mo

principal + interest

Beyond mortgage

$3,718/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$539,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$887/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$26,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$53,950

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)54% $122,870/yr

Property taxes28% $64,592/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $26,990/yr

Closing costs2% $5,100/yr

Mortgage is 54% of your true cost of ownership. The other 46% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$122,870	$10,239/mo
Government & taxes
Property tax	$10,642	$887/mo
Land transfer tax(closing)	$53,950	$4,496/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$26,990	$2,249/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$226,942	$18,912/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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1211 Pinegrove Road

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs