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$555K · 3 bed Condo Townhouse · 1031 - DP Dorset Park, Milton | MyPropertyScout

$555,000

491 ONTARIO Street

32Vacant

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⚡ Insider Deal

↓ $24,900Price ReducedMotivated Seller/Vacant Property

$555,000

A●●○○○DOM126days

491 ONTARIO Street

Milton · Ontario L9T 3J4

MLS® W12802134 · 1031 - DP Dorset Park · L9T 3J4

32Vacant1200-1399 ft²Condo Townhouse1-car Attached126d$427/ft²$2,528 tax/yr

17% below market · regional est. · 126 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

491 Ontario Street North is nestled in a quiet, tree-lined pocket of Dorset Park where neighbours wave hello and kids ride their bikes after dinner. This townhouse offers a bright, spacious layout. Enjoy walkout access from the living room to a private deck, a large eat-in kitchen with updated counters, sink, and taps, and renovated 2-piece and main bathrooms. Additional upgrades include a new garage door, upgraded front and storm doors, front deck, air conditioner, and a finished basement compl…

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Property details

MLS#: W12802134
Status: Buy Now
Beds: 3
Baths: 2 full, 0 half
Size: 1200-1399
Style: 2-Storey
Type: Condo Townhouse
Year built: —

Condo corp #: 33
Balcony: None
Locker: None
Fees include: Water Included, Parking Included, Condo Taxes Included, Hydro Included, Cable TV Included, Building Insurance Included
Pets: No

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Front
Fronting on: —
Cross street: ONTARIO ST NORTH JUST SOUTH OF STEELES
Basement: Finished, Full
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: None
Parking features: Private

Rooms

Level	Room	Dimensions
Main	Living Room	5.81m × 3.68m
Main	Dining Room	4.69m × 5.81m
Main	Kitchen	3.58m × 2.94m
Second	Primary Bedroom	4.41m × 3.32m
Second	Bedroom 2	5.08m × 3.09m
Second	Bedroom 3	3.37m × 2.71m
Basement	Recreation	2.84m × 3.68m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOUSESIGMA INC.

Source: TRREB/PROPTX · MLS® W12802134

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$555K

491 ONTARIO Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $555,000✓ $2,528 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,858/mo

incl. closing costs (yr 1)

Annual total

$58,299

year 1

Mortgage only

$2,105/mo

principal + interest

Beyond mortgage

$1,663/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$111,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$211/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$47/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $25,266/yr

Property taxes17% $10,103/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,550/yr

Condo fees12% $6,720/yr

Closing costs9% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,266	$2,105/mo
Government & taxes
Property tax	$2,528	$211/mo
Land transfer tax(closing)	$7,575	$631/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,550	$463/mo
Condo fees
Condo / HOA fees	$6,720	$560/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$58,299	$4,858/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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491 ONTARIO Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs