$725K · 2+1 bed Condo Apartment · 1029 - DE Dempsey, Milton

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About this home

Luxurious 2 Bedroom + Den In Desirable Boutique Building "Art On Main". 10th Floor Suite With Breathtaking Views. Walk Out To Balcony With Views Of The Escarpment! Great Location! Superb Floor Plan-Bright & Spacious. Large Open Concept Living Room, Dining Room & Kitchen. Gourmet Kitchen Features Quartz Counters With Breakfast Bar & Stainless Steel Appliances. Spacious Primary With 4Pce Ensuite. 2 Bathrooms. One Parking Space + Locker. Fabulous Amenities - Gym, Party Room, Rooftop Terrace, Outdoo…

Property details

MLS#

W12791540

Status

Buy Now

Beds

2+1

Baths

2 full, 0 half

Size

900-999

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Public Transit, Rec./Commun.Centre, School

Building name: Art On Main Condos
Condo corp #: 736
Balcony: Open
Locker: Owned
Association amenities: Concierge, Exercise Room, Guest Suites, Media Room, Outdoor Pool
Fees include: Common Elements Included, Heat Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Main St/Thompson Rd
Basement: None
Stories: 10
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Underground

Level	Room	Dimensions
Main	Living Room	3.3m × 6.76m
Main	Dining Room	3.3m × 6.76m
Main	Kitchen	2.66m × 2.77m
Main	Primary Bedroom	3.08m × 4.92m
Main	Bedroom 2	2.75m × 4.09m
Main	Den	2.17m × 2.4m

Level

Room

Dimensions

Main

Living Room

3.3m × 6.76m

Main

Dining Room

3.3m × 6.76m

Main

Kitchen

2.66m × 2.77m

Main

Primary Bedroom

3.08m × 4.92m

Main

Bedroom 2

2.75m × 4.09m

Main

Den

2.17m × 2.4m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $725,000✓ $3,238 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,218/mo

incl. closing costs (yr 1)

Annual total

$74,617

year 1

Mortgage only

$2,750/mo

principal + interest

Beyond mortgage

$2,095/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$145,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$270/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,250/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$66/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,975

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $33,005/yr

Property taxes19% $14,213/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $7,250/yr

Condo fees13% $9,489/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$33,005	$2,750/mo
Government & taxes
Property tax	$3,238	$270/mo
Land transfer tax(closing)	$10,975	$915/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,250	$604/mo
Condo fees
Condo / HOA fees	$9,489	$791/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$74,617	$6,218/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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