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$619K · 2 bed Condo Apartment · 1023 - BE Beaty, Milton | MyPropertyScout

$619,000

Unit 111

22OwnerOccupied

Map

$619,000

F●●○○○

Unit 111

640 Sauve Street · Milton · Ontario L9T 9A7

MLS® W12784398 · 1023 - BE Beaty · L9T 9A7

22OwnerOccupied800-899 ft²Condo Apartment1-car Underground$729/ft²$1,949 tax/yrBuilt 20188 yrs old

16% above market · regional est.

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Enjoy upscale living in this beautiful 2-bedroom condo with serene pond views.Offering over 800 sq ft of well-designed living space, this unit features a functional layout with 9-ft ceilings, extended-height kitchen cabinetry, stainless steel appliances, and granite countertops. Large windows flood the space with natural light and showcase sunny southern exposure.Step out onto your private balcony to enjoy your morning coffee while taking in peaceful nature views. Conveniently located just minut…

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Property details

MLS#: W12784398
Status: Buy Now
Beds: 2
Baths: 2 full, 0 half
Size: 800-899
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —

View: Park/Greenbelt

Condo corp #: 665
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete Poured
Fronting on: —
Cross street: Derry Road
Basement: None
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Carpet Free, Intercom, Storage Area Lockers
Parking features: —

Rooms

Level	Room	Dimensions
Main	Kitchen	3.93m × 3.01m
Main	Living Room	3.38m × 5.4m
Main	Primary Bedroom	3.2m × 4.2m
Main	Bedroom 2	2.68m × 3.99m
Main	Bathroom	2.59m × 2.77m
Main	Bathroom	1.37m × 3.3m
Main	Laundry	—

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: CASORA REALTY INC.

Source: TRREB/PROPTX · MLS® W12784398

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$619K

Unit 111 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $619,000✓ $1,949 tax✓ Electric✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,936/mo

incl. closing costs (yr 1)

Annual total

$59,227

year 1

Mortgage only

$2,348/mo

principal + interest

Beyond mortgage

$1,391/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$123,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$162/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~850 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,190/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,855

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $28,180/yr

Property taxes18% $10,804/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,190/yr

Condo fees8% $4,894/yr

Closing costs9% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$28,180	$2,348/mo
Government & taxes
Property tax	$1,949	$162/mo
Land transfer tax(closing)	$8,855	$738/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,190	$516/mo
Condo fees
Condo / HOA fees	$4,894	$408/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,227	$4,936/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 111

About this home

MyStreetValue™ Analysis

Property details

Rooms

Sales History

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Annual costs