$749K · 3+1 bed Semi-Detached · Northgate, Brampton

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About this home

Location Location Location... Welcome to this beautifully maintained, semi-detached home. A fantastic choice for First-Time home buyers and investors. Offering a ready to move-in space that blends comfort, style, and functionality. One of the Highlight feature is the Sun Room that provides extra coziness and relaxing moment to enjoy the back yard which faces Willian Parkway. Entrance Porch can be used for extra storage. Separate entrance for basement through front door. Living-cum-Dining Room i…

Property details

MLS#

W12743066

Status

Buy Now

Beds

3+1

Baths

3 full, 0 half

Size

1100-1500

Style

2-Storey

Type

Semi-Detached

Year built

—

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Fenced Yard

Garage: 2-car Attached
Garage spaces: 2
Parking: 5 total
Lot: 35 × 110
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Wood
Fronting on: North
Cross street: Bramalea Rd/Williams Prkwy
Basement: Finished
Stories: —
Utilities: —
Laundry: —
Interior: None
Parking features: —

Level	Room	Dimensions
Main	Living Room	3.51m × 7.82m
Main	Dining Room	2.76m × 3.52m
Main	Kitchen	3.12m × 3.49m
Upper	Primary Bedroom	4.34m × 3.08m
Upper	Bedroom 2	3.14m × 2.87m
Upper	Bedroom 3	3.74m × 3.13m

Level

Room

Dimensions

Main

Living Room

3.51m × 7.82m

Main

Dining Room

2.76m × 3.52m

Main

Kitchen

3.12m × 3.49m

Upper

Primary Bedroom

4.34m × 3.08m

Upper

Bedroom 2

3.14m × 2.87m

Upper

Bedroom 3

3.74m × 3.13m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $749,000✓ $4,766 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,722/mo

incl. closing costs (yr 1)

Annual total

$68,661

year 1

Mortgage only

$2,841/mo

principal + interest

Beyond mortgage

$1,467/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$149,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$397/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$7,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$11,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $34,098/yr

Property taxes24% $16,221/yr

Utilities6% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $7,490/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$34,098	$2,841/mo
Government & taxes
Property tax	$4,766	$397/mo
Land transfer tax(closing)	$11,455	$955/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$7,490	$624/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$68,661	$5,722/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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82 Griselda Crescent

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Annual costs