$2.80M · 2+1 bed Condo Apartment · Port Credit, Mississauga

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About this home

Experience lakeside living at its finest in the sought-after Port Credit community.This expansive 2+1 bedroom, 3-bath residence at the iconic Regatta Condos offers over 2,600 sq ft of beautifully designed living space, framed by panoramic lake views from every room. Inside, soaring vaulted ceilings and oversized principal rooms create an airy, open feel, ideal for both relaxing and entertaining. The custom kitchen is a chef's dream complete with granite countertops and stainless steel appliances…

Property details

MLS#

W12740542

Status

Buy Now

Beds

2+1

Baths

3 full, 0 half

Size

2500-2749

Style

Apartment

Type

Condo Apartment

Year built

—

Property features: Lake Access, Lake/Pond, Park, Public Transit, School, Marina

View: Lake, Skyline

Waterfront: Yes
Water view: Unobstructive
Water body: Lake Ontario
Water frontage: 100 ft
Shoreline: Deep
Waterfront features: Seawall

Condo corp #: 690
Balcony: Open
Locker: Owned
Association amenities: Visitor Parking, BBQs Allowed, Concierge, Party Room/Meeting Room, Car Wash, Recreation Room
Fees include: Heat Included, Water Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Brick · Landscaped
Fronting on: —
Cross street: Hurontario St & Lakeshore Rd
Basement: None
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Central Vacuum, Guest Accommodations
Parking features: None

Level	Room	Dimensions
Flat	Kitchen	2.77m × 4.45m
Flat	Breakfast	2.81m × 4.45m
Flat	Dining Room	5.91m × 3.12m
Flat	Living Room	5.92m × 5.84m
Flat	Family Room	4.97m × 4.71m
Flat	Office	3.56m × 5.35m
Flat	Primary Bedroom	5.32m × 4.95m
Flat	Bedroom 2	3.99m × 5.35m
Flat	Laundry	2.31m × 3.51m

Level

Room

Dimensions

Flat

Kitchen

2.77m × 4.45m

Flat

Breakfast

2.81m × 4.45m

Flat

Dining Room

5.91m × 3.12m

Flat

Living Room

5.92m × 5.84m

Flat

Family Room

4.97m × 4.71m

Flat

Office

3.56m × 5.35m

Flat

Primary Bedroom

5.32m × 4.95m

Flat

Bedroom 2

3.99m × 5.35m

Flat

Laundry

2.31m × 3.51m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,799,999✓ $20,005 tax✓ Gas✓ 2500-2749 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$22,468/mo

incl. closing costs (yr 1)

Annual total

$269,618

year 1

Mortgage only

$10,622/mo

principal + interest

Beyond mortgage

$6,681/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$560,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,667/mo

Utilities

Hydro / electricity$101/mo

≈ $0.07/ft² × ~2,625 ft² · ON avg ~$101/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$28,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$185/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$56,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)47% $127,468/yr

Property taxes28% $76,480/yr

Utilities2% $4,273/yr

Insurance & security1% $1,600/yr

Maintenance10% $28,000/yr

Condo fees10% $26,697/yr

Closing costs2% $5,100/yr

Mortgage is 47% of your true cost of ownership. The other 53% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$127,468	$10,622/mo
Government & taxes
Property tax	$20,005	$1,667/mo
Land transfer tax(closing)	$56,475	$4,706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,213	$101/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$28,000	$2,333/mo
Condo fees
Condo / HOA fees	$26,697	$2,225/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$269,618	$22,468/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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