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$2.70M · 4 bed Detached · 1011 - MO Morrison, Oakville | MyPropertyScout

$2,699,000

427 CAIRNCROFT Road

44OwnerOccupied

Map

$2,699,000

A●●●○○DOM153days

427 CAIRNCROFT Road

Oakville · Ontario L6V 4N1

MLS® W12723170 · 1011 - MO Morrison · L6V 4N1

44OwnerOccupied3000-3500 ft²Detached2-car Attached153d$830/ft²Lot 81 x 140 ft< .50 ac$13,571 tax/yrBuilt 198541 yrs old

17% below market · 153 days on market

Scoring based on Property Scout Neighbourhood Intelligence — use as guidance only, sometimes it's not so intelligent 👍

About this home

Nestled in the heart of Morrison, this distinguished Southeast Oakville residence offers a rare blend of privacy, elegance, and family functionality. Set on a premium 81 x 140 ft lot backing onto King's Forest, the home is framed by a charming wraparound porch and mature landscaping. Freshly renovated and meticulously maintained, the home features hardwood floors throughout, a freshly painted interior, and a bright open-concept kitchen with stainless steel appliances, an oversized island, and fl…

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Property details

MLS#: W12723170
Status: Buy Now
Beds: 4
Baths: 4 full, 0 half
Size: 3000-3500
Style: 2-Storey
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Poured Concrete

Fireplaces: 0

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 81 × 140
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Other, Brick
Fronting on: East
Cross street: Cairncroft/Lakeshore
Basement: Partially Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Other
Parking features: Private Double, Other, Inside Entry

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Living Room	4.97m × 5.28m
Main	Dining Room	3.7m × 4.95m
Main	Kitchen	3.7m × 4.01m
Main	Breakfast	4.59m × 3.7m
Main	Family Room	3.68m × 4.57m
Main	Office	2.74m × 3.65m
Main	Bathroom	1m × 2m
Second	Primary Bedroom	5.13m × 5.28m
Second	Bathroom	3.5m × 3m
Second	Bedroom	3.25m × 3.45m
Second	Bedroom	4.16m × 3.65m
Second	Bathroom	1.5m × 2m
Second	Laundry	1.5m × 1.5m
Second	Bathroom	2m × 1.5m
Basement	Recreation	3.65m × 14.27m

Property history

Sales History

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Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: HOMELIFE LANDMARK REALTY INC.

Source: TRREB/PROPTX · MLS® W12723170

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$2.70M

427 CAIRNCROFT Road · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $2,699,000✓ $13,571 tax✓ Gas✓ 3000-3500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$19,156/mo

incl. closing costs (yr 1)

Annual total

$229,871

year 1

Mortgage only

$10,239/mo

principal + interest

Beyond mortgage

$3,963/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$539,800

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$1,131/mo

Utilities

Hydro / electricity$228/mo

≈ $0.07/ft² × ~3,250 ft² · ON avg ~$228/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$26,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$53,950

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)53% $122,870/yr

Property taxes29% $67,521/yr

Utilities3% $5,790/yr

Insurance & security1% $1,600/yr

Maintenance12% $26,990/yr

Closing costs2% $5,100/yr

Mortgage is 53% of your true cost of ownership. The other 47% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$122,870	$10,239/mo
Government & taxes
Property tax	$13,571	$1,131/mo
Land transfer tax(closing)	$53,950	$4,496/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$2,730	$228/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$26,990	$2,249/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$229,871	$19,156/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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427 CAIRNCROFT Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

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Annual costs