$578K · 1 bed Condo Townhouse · 1001 - BR Bronte, Oakville

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About this home

Finally! Renovated Penthouse Loft in the highly-sought after location of the Stoneboat Quay located right on the Lake! Which brings me to the Top 7 Reasons to buy suite 408! 1. This rare loft layout means super high ceilings and windows that bring in tons of light. 2. The fully renovated kitchen features brand-new cabinetry, quartz counters, backsplash and s/s appliances. 3. Over 900 sqft means the suite feels huge and includes a den in the vaulted ceiling area that can also be used as a dining…

Property details

MLS#

W10445350

Status

Conditionally Sold

Beds

Baths

2 full, 0 half

Size

900-999

Style

Loft

Type

Condo Townhouse

Year built

—

Roof: Asphalt Shingle

Fireplaces: 0

Waterfront: Yes
Water body: Lake Ontario
Waterfront features: Other

Condo corp #: 185
Balcony: Open
Locker: None
Association amenities: Gym, Sauna, Game Room, Party Room/Meeting Room, Visitor Parking
Fees include: CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: No

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Central Air
Pool: No
Exterior: Other
Fronting on: North
Cross street: Lakeshore Rd W & Bronte Rd
Basement: —
Stories: —
Utilities: —
Laundry: Ensuite
Interior: —
Parking features: —

Rooms

Level	Room	Dimensions
Main	Other	6.07m × 4.88m
Main	Other	6.07m × 4.88m
Main	Other	6.07m × 4.88m
Main	Other	6.07m × 4.88m
Main	Kitchen	2.74m × 2.36m
Main	Kitchen	2.74m × 2.36m
Main	Kitchen	2.74m × 2.36m
Main	Kitchen	2.74m × 2.36m
Main	Den	2.87m × 2.29m
Main	Den	2.87m × 2.29m
Main	Den	2.87m × 2.29m
Main	Den	2.87m × 2.29m
Second	Primary Bedroom	3.2m × 5.77m
Second	Primary Bedroom	3.2m × 5.77m
Second	Primary Bedroom	3.2m × 5.77m
Second	Primary Bedroom	3.2m × 5.77m
Main	Bathroom	—
Main	Bathroom	—
Main	Bathroom	—
Main	Bathroom	—
Second	Bathroom	—
Second	Bathroom	—
Second	Bathroom	—
Second	Bathroom	—

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $577,777✓ $2,586 tax✓ Electric✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,011/mo

incl. closing costs (yr 1)

Annual total

$60,127

year 1

Mortgage only

$2,192/mo

principal + interest

Beyond mortgage

$1,691/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$115,555

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$216/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~950 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,778/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,031

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $26,303/yr

Property taxes18% $10,617/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,778/yr

Condo fees14% $8,268/yr

Closing costs8% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,303	$2,192/mo
Government & taxes
Property tax	$2,586	$216/mo
Land transfer tax(closing)	$8,031	$669/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,778	$482/mo
Condo fees
Condo / HOA fees	$8,268	$689/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,127	$5,011/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 408

About this home

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Property details

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Rooms

Sales History

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Annual costs