$600K · 1 bed Condo Apartment · 1038 - WI Willmott, Milton

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About this home

This well-constructed and expertly managed Milton condo comes with underground tandem parking for two cars! It's ready for immediate move-in, with flexible closing dates available. Located on the main floor, there are no neighbors below and no need to wait for the elevator! It's ideally positioned near the hospital, schools, shopping centers, restaurants, a sports complex, highways, and more. The condo boasts an open-concept layout with 9-foot ceilings, high-quality laminate flooring, upgraded l…

Property details

MLS#

W10404256

Status

Conditionally Sold

Beds

Baths

1 full, 0 half

Size

700-799

Style

Other

Type

Condo Apartment

Year built

—

Roof: Flat
Foundation: Concrete, Other
Property features: Golf, Hospital

Fireplaces: 0

Condo corp #: 718
Balcony: Open
Locker: Exclusive
Association amenities: Gym, Party Room/Meeting Room, Visitor Parking
Fees include: Heat Included, Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Concrete, Other
Fronting on: South
Cross street: Derry Rd to Farmstead Dr on SW corner
Basement: None
Stories: —
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Inside Entry

Rooms

Level	Room	Dimensions
Main	Kitchen	3.53m × 2.92m
Main	Kitchen	3.53m × 2.92m
Main	Kitchen	3.53m × 2.92m
Main	Kitchen	3.53m × 2.92m
Main	Dining Room	3.53m × 1.7m
Main	Dining Room	3.53m × 1.7m
Main	Dining Room	3.53m × 1.7m
Main	Dining Room	3.53m × 1.7m
Main	Living Room	3.63m × 4.06m
Main	Living Room	3.63m × 4.06m
Main	Living Room	3.63m × 4.06m
Main	Living Room	3.63m × 4.06m
Main	Primary Bedroom	3.07m × 4.29m
Main	Primary Bedroom	3.07m × 4.29m
Main	Primary Bedroom	3.07m × 4.29m
Main	Primary Bedroom	3.07m × 4.29m
Main	Den	2.44m × 2.82m
Main	Den	2.44m × 2.82m
Main	Den	2.44m × 2.82m
Main	Den	2.44m × 2.82m
Main	Bathroom	3.15m × 1.52m
Main	Bathroom	3.15m × 1.52m
Main	Bathroom	3.15m × 1.52m
Main	Bathroom	3.15m × 1.52m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,900✓ $2,024 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,919/mo

incl. closing costs (yr 1)

Annual total

$59,032

year 1

Mortgage only

$2,276/mo

principal + interest

Beyond mortgage

$1,479/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$169/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $27,310/yr

Property taxes18% $10,497/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,999/yr

Condo fees8% $4,566/yr

Closing costs9% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,310	$2,276/mo
Government & taxes
Property tax	$2,024	$169/mo
Land transfer tax(closing)	$8,473	$706/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,999	$500/mo
Condo fees
Condo / HOA fees	$4,566	$380/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$59,032	$4,919/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 126

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Annual costs