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$400K · 1 bed Leasehold Condo · Painswick South, Barrie | MyPropertyScout

$399,900

Unit 417

773 DOM

11773d

Map

⚡ Insider Deal

DOM 773

↓ $48KMotivated SellerPrice ReducedMotivated Seller/Vacant PropertyEstate Sale

$399,900

↓ $48KMotivated Seller

DOM773days

Unit 417

The Terraces of Heritage Square · 90 Dean Avenue · Barrie · Ontario L4N 0M3

MLS® S8364164 · Painswick South · L4N 0M3

11Vacant800-899 ft²Leasehold Condo1-car Built-InNo basement773d$471/ft²$2,496 tax/yrBuilt 200323 yrs oldNo basement

773 days on market

About this home

The Terraces of Heritage Square is a Adult over 60+ building. These buildings have lots to offer, Party rooms, library, computer room and a second level roof top gardens. Ground floor lockers and parking. |These buildings were built with wider hallways with hand rails and all wheel chair accessible to assist in those later years of life. It is independent living with all the amenities you will need. Walking distance to the library, restaurants and shopping. Barrie transit stops right out front o…

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Property details

MLS#: S8364164
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Leasehold Condo
Year built: 2003

Occupancy: Vacant
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry
Special designation: Accessibility

Property features: Place Of Worship, Public Transit, Rec./Commun.Centre, Library, Fenced Yard

View: Park/Greenbelt

Building name: The Terraces of Heritage Square
Condo corp #: 0
Balcony: None
Locker: Exclusive
Association amenities: Visitor Parking, Rooftop Deck/Garden, Party Room/Meeting Room, Guest Suites, Exercise Room, Car Wash
Fees include: Heat Included, Water Included, Cable TV Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Madeline & Dean
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater, Water Softener, Wheelchair Access, Auto Garage Door Remote, Guest Accommodations, Primary Bedroom - Main Floor
Parking features: Private

Rooms

Level	Room	Dimensions
Flat	Bedroom	3.23m × 4.72m
Flat	Bathroom	—
Flat	Kitchen	3.23m × 4.72m
Flat	Living Room	4.57m × 4.85m
Flat	Solarium	2.16m × 4.94m
Flat	Laundry	—

Seller signals

Price movement & seller pressure

↓ $48KPrice reduction

MLS shows the seller reduced the asking price by $48,300 (from $448,200 to $399,900).

Motivated SellerWhy this label

Vacant property — MLS shows vacant occupancy and the listing has been on market 120+ days.
Estate sale — Listing remarks or MLS designation indicate an estate sale.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RIGHT AT HOME REALTY

Source: TRREB/PROPTX · MLS® S8364164

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$400K

Unit 417 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $2,496 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,004/mo

incl. closing costs (yr 1)

Annual total

$48,042

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,655/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$208/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$57/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,205/yr

Property taxes15% $6,970/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,999/yr

Condo fees17% $8,208/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$2,496	$208/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$8,208	$684/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,042	$4,004/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 417

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs