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$1.49M · 5+2 bed Detached · Centre Vespra, Springwater | MyPropertyScout

$1,490,000

108 Rugman Crescent

6 DOM

5+276d

Map

DOM 6

$1,490,000

DOM6days

108 Rugman Crescent

Springwater · Ontario L9X 2A5

MLS® S13500220 · Centre Vespra · L9X 2A5

5+27OwnerOccupied3500-5000 ft²Detached3-car AttachedApartment, Finished, Separate Entrance6d$351/ft²Lot 62 x 141.1 ft$8,622 tax/yrApartment, Finished, Separate Entrance

6 days on market

About this home

Luxury, space, and versatility come together in this exceptional Stonemanor Woods residence. Offering over 5,400 sq. ft. of beautifully finished living space, this impressive 5+2 bedroom, 6.5 bathroom home delivers the perfect balance of elegance, functionality, and income potential. Step inside to sun-filled open-concept living spaces enhanced by all-new engineered European oak flooring throughout the main and upper levels, custom roller shades, and stylish quartz countertops in the kitchen and…

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Property details

MLS#: S13500220
Status: Buy Now
Property class: Residential Freehold
Beds: 5+2
Baths: 7 full, 0 half
Rooms: 11
Kitchens: 2
Size: 3500-5000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Finished, Separate Entrance
Style: 2-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 583561569
Roll / ARN: 434101000608361
Plan: 51M1147

Occupancy: Owner Occupied
Washrooms: 3 pc · Basement; 2 pc · Main; 3 pc · Upper; 4 pc · Upper; 5 pc · Upper
Family room: Family room
Central vacuum: Central vacuum
Ensuite laundry: No

Roof: Shingles
Foundation: Poured Concrete

Garage: 3-car Attached
Garage spaces: 3
Parking: 7 total
Lot: 62 × 141.1
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Barrie Hill Rd / Mclsaac Dr
Stories: —
Utilities: —
Laundry: —
Interior: In-Law Suite, Central Vacuum, Water Softener, Sump Pump
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Great Room	4.88m × 5.79m
Main	Dining Room	6.71m × 3.96m
Main	Living Room	6.71m × 3.96m
Main	Kitchen	4.57m × 4.05m
Main	Breakfast	4.57m × 3.66m
Main	Library	3.05m × 3.54m
Second	Primary Bedroom	4.27m × 6.4m
Second	Bedroom	4.09m × 3.54m
Second	Bedroom	4.88m × 3.67m
Second	Bedroom	3.67m × 4.05m
Second	Bedroom	3.66m × 3.96m
Basement	Primary Bedroom	4.75m × 4.36m

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXIT REALTY TRUE NORTH

Source: TRREB/PROPTX · MLS® S13500220

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$1.49M

108 Rugman Crescent · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,490,000✓ $8,622 tax✓ Gas✓ 3500-5000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$10,913/mo

incl. closing costs (yr 1)

Annual total

$130,958

year 1

Mortgage only

$5,653/mo

principal + interest

Beyond mortgage

$2,613/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$298,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$718/mo

Utilities

Hydro / electricity$298/mo

≈ $0.07/ft² × ~4,250 ft² · ON avg ~$298/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$14,900/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$26,275

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $67,831/yr

Property taxes27% $34,897/yr

Utilities5% $6,630/yr

Insurance & security1% $1,600/yr

Maintenance11% $14,900/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$67,831	$5,653/mo
Government & taxes
Property tax	$8,622	$718/mo
Land transfer tax(closing)	$26,275	$2,190/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,570	$298/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$14,900	$1,242/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$130,958	$10,913/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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108 Rugman Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs