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$650K · 2 bed Detached · West Bayfield, Barrie | MyPropertyScout

$649,900

27 Finlay Road

6 DOM

226d

Map

DOM 6

$649,900

DOM6days

27 Finlay Road

Barrie · Ontario L4N 7T8

MLS® S13499902 · West Bayfield · L4N 7T8

22Vacant700-1100 ft²Detached1-car AttachedFull, Partially Finished6d$722/ft²Lot 39.4 x 110 ft< .50 ac$4,358 tax/yrBuilt 198541 yrs oldFull, Partially Finished

6 days on market

About this home

ONE-LEVEL LIVING MADE EASY WITH A SUN-FILLED LAYOUT, A FULLY FENCED BACKYARD, & AN UNBEATABLE LOCATION CLOSE TO EVERYTHING! Welcome to the carefree lifestyle you've been waiting for! This beautifully maintained 2-bedroom, 2-bathroom bungalow offers easy, low-maintenance living in one of Barrie's most desirable north-end neighbourhoods, making it an exceptional opportunity for first-time buyers, downsizers, and savvy investors alike. From the moment you step inside, you'll appreciate the bright,…

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Property details

MLS#: S13499902
Status: Buy Now
Property class: Residential Freehold
Beds: 2
Baths: 2 full, 0 half
Rooms: 5 + 1
Kitchens: 1
Size: 700-1100Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Detached
Year built: 1985

PIN: 588980074
Roll / ARN: 434203102440156

Occupancy: Vacant
Washrooms: 4 pc · Main; 2 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: R3

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Other, Park, Place Of Worship, School, Public Transit

Garage: 1-car Attached
Garage spaces: 1
Parking: 3 total
Lot: 39.37 × 109.97
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding · Deck, Patio, Year Round Living
Fronting on: East
Cross street: HANMER STREET WEST/FINLAY ROAD
Stories: —
Utilities: —
Laundry: —
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Sump Pump
Parking features: Inside Entry, Private Double

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Foyer	1.62m × 1.72m
Main	Kitchen	4.52m × 3.67m
Main	Dining Room	2.68m × 3.68m
Main	Living Room	4.04m × 5.17m
Main	Primary Bedroom	4.32m × 3.2m
Main	Bedroom 2	3.1m × 3.19m
Basement	Recreation	7.87m × 5.3m

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Source: TRREB/PROPTX · MLS® S13499902

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$650K

27 Finlay Road · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $4,358 tax✓ Gas✓ 700-1100 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,048/mo

incl. closing costs (yr 1)

Annual total

$60,577

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,335/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$363/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~900 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $29,586/yr

Property taxes23% $13,831/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance11% $6,499/yr

Closing costs8% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$4,358	$363/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$60,577	$5,048/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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27 Finlay Road

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs