Loading neighbourhood intel…

$999K · 3+2 bed Detached · Midhurst, Springwater | MyPropertyScout

$999,000

1192 St. Vincent Street

12 DOM

3+2312d

Map

⚡ Insider Deal

DOM 12

New This Week

$999,000

DOM12days

1192 St. Vincent Street

Springwater · Ontario L9X 0R2

MLS® S13452054 · Midhurst · L9X 0R2

3+23OwnerOccupied1100-1500 ft²Detached4-car Attached12d$768/ft²Lot 98.4 x 196.9 ft$4,272 tax/yrBuilt 200323 yrs old

12 days on market

About this home

Beautifully renovated home located in a desirable neighborhood in the heart of Midhurst, offering a tranquil country-living experience with the convenience of city amenities nearby and quick access to Hwy 400. This impressive property has been renovated from top to bottom and features engineered flooring, a stunning new kitchen with custom range hood, quartz countertops, an open-concept layout with a 14' cathedral ceiling, gas fireplace, security system, central vacuum, automatic garage openers,…

Reserved · coming next

MyPropertyScout exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

This property doesn’t fit our automated model — unusual layout, wrong area match, or incomplete listing data. A Realtor can price it properly. Connect with a Realtor →

Property details

MLS#: S13452054
Status: Buy Now
Beds: 3+2
Baths: 3 full, 0 half
Size: 1100-1500
Style: Bungalow-Raised
Type: Detached
Year built: —

Roof: Asphalt Shingle
Foundation: Concrete

Fireplace features: Natural Gas

Garage: 4-car Attached
Garage spaces: 4
Parking: 16 total
Lot: 98.43 × 196.86
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: West
Cross street: Cundles E To St. & Vincent St
Basement: Separate Entrance, Finished
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Central Vacuum, Water Heater
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Level	Room	Dimensions
Main	Kitchen	3.3m × 3.7m
Main	Dining Room	3.7m × 3.1m
Main	Living Room	3.7m × 4.6m
Main	Primary Bedroom	4m × 4.7m
Main	Bedroom 2	3.3m × 2.6m
Main	Bedroom 3	2.6m × 3.63m
Lower	Bedroom 4	3m × 4.5m
Lower	Bedroom 5	3.6m × 3.9m
Lower	Living Room	3.8m × 4m

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TERREQUITY CAPITAL REALTY

Source: TRREB/PROPTX · MLS® S13452054

Do you own a home in Springwater?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$999K

1192 St. Vincent Street · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $999,000✓ $4,272 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,254/mo

incl. closing costs (yr 1)

Annual total

$87,048

year 1

Mortgage only

$3,790/mo

principal + interest

Beyond mortgage

$1,635/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$356/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $45,479/yr

Property taxes24% $20,727/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,990/yr

Closing costs6% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,479	$3,790/mo
Government & taxes
Property tax	$4,272	$356/mo
Land transfer tax(closing)	$16,455	$1,371/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,990	$833/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$87,048	$7,254/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

1192 St. Vincent Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Sales History

Request a Showing

Request a Showing

Annual costs