$1.55M · 3+2 bed Detached · Painswick North, Barrie

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About this home

Architectural. Refined. Turn-Key. Exceptional custom-built bungalow (2021) offering over 4,300 sq ft of finished living space, complete with a private courtyard retreat, insulated Quonset hut, and summer house. Constructed with R35 ICF for superior efficiency and durability, and finished with a Standing Seam aluminum roof, aluminum siding, and aluminum windows. Striking angular rooflines, rich wood accents, and professionally landscaped grounds create remarkable curb appeal. Open-concept interio…

Property details

MLS#

S13450278

Status

Buy Now

Beds

3+2

Baths

5 full, 0 half

Size

2000-2500

Style

Bungalow

Type

Detached

Year built

—

Roof: Metal
Foundation: Insulated Concrete Form
Other structures: Greenhouse, Shed
Property features: Fenced Yard, Park, Wooded/Treed, School, School Bus Route

Fireplaces: 2
Fireplace features: Living Room, Natural Gas

View: Trees/Woods

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Lot: 58.56 × 190.2
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Metal/Steel Siding · Deck, Patio, Landscaped, Privacy
Fronting on: West
Cross street: Big Bay Point Rd / Yonge St / Cox Mill Rd
Basement: Finished, Full
Stories: —
Utilities: —
Laundry: —
Interior: Auto Garage Door Remote, ERV/HRV, On Demand Water Heater, Sump Pump, Water Heater Owned
Parking features: Private Double

Rooms

Level	Room	Dimensions
Main	Kitchen	4.57m × 6.03m
Main	Dining Room	2.92m × 6.1m
Main	Living Room	7.07m × 6.1m
Main	Primary Bedroom	4.17m × 6.03m
Main	Bedroom 2	4.45m × 3.39m
Main	Bedroom 3	4.45m × 3.36m
Lower	Recreation	10.2m × 6.05m
Lower	Office	4.26m × 6.12m
Lower	Den	4.13m × 6.02m
Lower	Bedroom 4	4.26m × 3.58m
Lower	Laundry	4.37m × 2.07m

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,550,000✓ $10,588 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$11,315/mo

incl. closing costs (yr 1)

Annual total

$135,776

year 1

Mortgage only

$5,880/mo

principal + interest

Beyond mortgage

$2,687/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$310,000

20%+ required — no CMHC insurance on $1.5M+ homes

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$882/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$15,500/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$27,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)52% $70,563/yr

Property taxes28% $38,063/yr

Utilities4% $4,950/yr

Insurance & security1% $1,600/yr

Maintenance11% $15,500/yr

Closing costs4% $5,100/yr

Mortgage is 52% of your true cost of ownership. The other 48% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$70,563	$5,880/mo
Government & taxes
Property tax	$10,588	$882/mo
Land transfer tax(closing)	$27,475	$2,290/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$15,500	$1,292/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$135,776	$11,315/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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236 Cox Mill Road

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Property details

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Rooms

Sales History

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Annual costs